买房的GST

古道西风

有一问题不解关于买房的GST？如果我是这个月SIGN的CONSOLIDATION AGREEMENT，但POSSESSION DAY是在8月份，那么该交7%，还是6%的GST呢？ ７月１号以后拿到新房钥匙的都有同样的问题吧？谢谢专家解答！

这儿挺好的

如果你的房价低于＄450，000，你的GST 本身也不是6% 或7%。是有返还的。

十年移民路_

原帖由 古道西风 于 2006-5-4 11:57 发表
8 E; ~) w( d( z( J! K有一问题不解关于买房的GST？如果我是这个月SIGN的CONSOLIDATION AGREEMENT，但POSSESSION DAY是在8月份，那么该交7%，还是6%的GST呢？ ７月１号以后拿到新房钥匙的都有同样的问题吧？谢谢专家解答！

/ W$ \8 N) Y" h! n$ C! X/ dYes, you will pay new GST rate.

古道西风

房子是低于４５。００００的，但是REBATE是返回BUILDER的。所以我要交６％或７％的gGST.
不知这事问谁能更清楚一些。问了我们的同事，说应该是在跟layer sign contract 的时候为准.

古道西风

谢谢十年移民路，刚发贴时还没看到你的消息，那么买新房的朋友都可以省一小笔了，

古道西风

刚从BUILDER哪回来，没那么好的事情，从SIGN AGREEMENT那天算，看来天上的仙饼也不能老砸在俺的头上，是不？

qjf

我是4－29去greenboro签订一个一个什么，交1000的定金，只是保持那个价格，不算是 agreement吧？？

十年移民路_

原帖由 古道西风 于 2006-5-4 21:22 发表
刚从BUILDER哪回来，没那么好的事情，从SIGN AGREEMENT那天算，看来天上的仙饼也不能老砸在俺的头上，是不？

6 Z8 |: {8 f' v; [
& d( g( t) `8 y5 F不对。是应从交房的那天算。你可以问律师。

古道西风

还没找律师咨询，但感觉BUILDER说的有道理，即你SIGN AGREEMENT那天起，他们的房子就不能卖别人了(if your pre-approve is ok.)。谢谢你，我还会再各方咨询一下的

古道西风

agreement 是要签一些paper的,同时交一点定金

飞雨

感觉 Mortgage 是从POSSESSION DAY开始算起，但GST的交法要从SIGN THE CONTRACT的那天来定。

古道西风

原帖由 飞雨 于 2006-5-5 14:08 发表
) h, @5 r- m5 R& i" q- e感觉 Mortgage 是从POSSESSION DAY开始算起，但GST的交法要从SIGN THE CONTRACT的那天来定。

! b4 ]5 q1 }, ]) O7 Z7 Z知道Mortgage 是从POSSESSION DAY开始算起，GST 什么时候交还真不知道，要知道的太多了

angela77

kan kan~~~

古道西风

原帖由 十年移民路 于 2006-5-4 23:13 发表

3 F! }6 G! a+ N8 Q% y. R4 \. \9 h
不对。是应从交房的那天算。你可以问律师。

; {5 u7 y; P8 |" S( b+ Y' M刚从GLOBAL NATIONAL那儿看到的，YOU ARE RIGHT。
OTTAWA -- Investing in a new home is rather daunting and even a
            little confusing with an impending cut to the GST.
5 O% i9 X3 x5 \$ ~            Should you wait to buy, to get the tax break? And if you do, how
            much money will you really save?
            We all know that buying a brand new home really adds up, but you may
            find some sizable savings with the GST cut.
! S6 X: [. ]3 A: {            Alan Tenant of the Canadian Real Estate Association says there
* ^/ l1 M0 P* Q& W( {            nothing Canadians like better than saving money.

3 c: [# \) t! ]" ]

            Global National Online Extras
5 N; w! r; ]6 Q% ^# D5 E
            » Hannah Boudreau reports
9 g% G* y# z! M6 s' u            » Selling? Try home staging
            » More info@Canada Revenue
6 p0 U  w. c( H; `0 u1 J            » Back to globalnational.com


0 W: L' }0 N* D8 a
            "It will have a good impact on the market. canadians obviously
            appreciate any tax relief."
/ h4 ?; A2 s" j4 a4 M+ a4 w% y            The tax relief will make a significant impact on home buyers.
: y! d8 k5 O# w5 ~- n# e            If a new home costs $318,900 and 7 percent GST you'll have to fork
            over $22,323 extra bucks.
            But that same house at 6 per cent will cost $19,134 a savings of
& b) N+ t. B% h& O0 E) X2 z- C            $3,189.
            That's good news to people buying in a month when the tax cut goes
            into effect, but what happens to those people who bought before the
1 Y7 _$ l! I& e# k8 A5 `            rate kicks in on July 1st?
            Andrew Bentley signed a contract on his house last October, but
) P" m4 P* s2 ?            doesn't take possesion until this August.
1 K+ P/ r3 [/ {3 w            "I wasn't sure it was going to apply to us because being skeptical
            how it was going to work. I thought we were going to get passed
6 o1 @, Z' ]5 f0 Q            over."
: [& X; s/ @6 E4 B: ]' o            But Bentely won't get passed over, since he moves in after July 1st
- i* S1 r! g$ H, ^2 J# n1 z            he'll get the 6 percent rate.
. Z9 ~* v1 ?0 B8 U* q  F            But it's bad luck for people who take ownership or possession before
            Canada day, the 7 percent GST still applies.
            © Global National 2006

古道西风

GST and New Homes
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5 @6 j6 b$ N5 [  z& l# cWhen you buy a newly constructed home, condominium or townhouse, the entire purchase price including land is taxable. If the property is to be rented to tenants, the full 7% GST is charged on the purchase price. However, if the home is gong to be your primary place of residence, it may qualify for a partial GST rebate, depending upon the sale price.

For primary residences costing $350,000 or less, you will receive a rebate of 36% of the GST paid, to a maximum of $8,750. That means you pay approximately 4.5% GST (not 7%) on the purchase price.
& B+ u- a# P" x' Y8 s- A
0 H; Y3 i: `5 H: O9 i9 d0 v! N; B
对于我的CASE,这36%的GST rebate 由BUILDER去申请，我所应付的，AFTERJuly1ST，就应该是6%基础上的4.5%的了，本来是打算直接用BUILDER的LAYER的，现在看来得先看他怎么说了。

古道西风

找着答案了。
http://www.fin.gc.ca/budget06/pamph/pahelpe.htm
谢谢十年移民路及各位网友的支持。