ING direct. If you ask me as a referee, we both can get $13. 3 p9 m; J4 ^8 R) ^ ) M4 n, r- z* d) eING is eligible for CDIC, which protects your money up to $100k for all member of CDIC. ( D) K; R- G7 g# S1 I' c9 w+ S ! G& R+ _* V' x* ]ING Current rate is 3% daily.