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原帖由 过路客 于 2006-2-7 08:04 发表* R. ~2 d5 A0 b
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
2 D ?7 F5 K. t% y% UHouse Price = 280,000
8 ~: c* ~) U) v# N9 m9 d+ pDown Payment = 98,000 (35% of total price)& |/ i& @4 d, y3 l* K5 @( H7 P
LOAN = 182,000 ) s$ z+ R S- \5 d: A
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
0 [5 z" c: E. _3 wYEAR = 25 # ^, e" Z6 w. o+ c. L
MONTHLY Installment = $1,034
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# Z& o' {2 P6 M% B, vProperty Tax : $250
6 l2 K1 E! s5 s/ y: d5 e* KGas+Elect.+Water : $350$ o9 b& n% h8 [" E) ^
Misc. cost: $100
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* }0 Q& C! _( P5 V7 ?Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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0 m4 O) r2 }& i. g( m6 P[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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