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原帖由 过路客 于 2006-2-7 08:04 发表# e* x8 V( V+ G! h" @" c: {
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
+ t0 t: [ ~7 G4 H& w, }% @House Price = 280,000 3 e. R3 \+ v5 @/ O U0 @! {% ?
Down Payment = 98,000 (35% of total price); D% u7 d7 f% `) P1 x* D$ o j+ T' j
LOAN = 182,000
/ t5 _* u3 p1 y/ S5 d. H" DINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
4 V5 g, O. W2 t4 s) X' e( Y+ }) sYEAR = 25
! l5 M. w1 i0 a7 I' `, S6 H& {MONTHLY Installment = $1,034
: x* S0 f; s1 q/ X p4 i/ w$ p! N% _( w- j% [' @. l
Property Tax : $250 . ~3 w m0 k8 ?# j* V' V& v
Gas+Elect.+Water : $350
/ V8 }3 b! ]6 E+ _Misc. cost: $100% i1 L- z# e$ `
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% [9 Z* Z1 y. q" zTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)5 ^) u+ h3 K" ^7 `
+ h. l% l2 E8 B6 r" i, O0 V! d[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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