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原帖由 过路客 于 2006-2-7 08:04 发表: O0 \& a, W+ N- ^
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
7 B+ ^7 r; c1 U4 Y7 c6 k3 zHouse Price = 280,000
9 Y* Z( N3 y. O; [; E$ wDown Payment = 98,000 (35% of total price)
0 F) b, @! E. fLOAN = 182,000
# J6 y: d8 Z K3 P+ Z4 U+ ZINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
/ k( H' K6 `+ k- t& VYEAR = 25
3 X$ T: G8 C$ IMONTHLY Installment = $1,034 8 V" F; v+ U& D/ O
* \6 e) G8 V0 R( _* c) ^Property Tax : $250 7 w# \1 ^& ~5 ^- j! Z' d' {
Gas+Elect.+Water : $350
, A6 H9 A. t; O9 |# {Misc. cost: $100* |0 [! t7 Z; ~! s q1 E
______________________________________________________________9 ~4 A5 {: `: C+ n7 t
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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- | y6 l6 Q. ^2 [; u( j4 H[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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