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原帖由 过路客 于 2006-2-7 08:04 发表
, R: C: [! b- g9 X/ ~5 \" z/ K7 O请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? + q9 Y: ]% l& i: u- s
House Price = 280,000 % s: t# b9 {0 |7 z
Down Payment = 98,000 (35% of total price)
2 m$ B# c+ I( s+ Y0 ]0 b/ sLOAN = 182,000
6 R* f! @) R8 [* C" ? m+ T! VINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
' T" \# l0 j5 U' H0 ^YEAR = 25
$ k2 V/ g! x+ ?# |5 AMONTHLY Installment = $1,034
5 w5 |$ B2 E1 M/ E3 d7 P( w
/ y' E d+ D5 K' x1 H2 H' _- s- s" }Property Tax : $250 3 x; |* `5 ^- `9 E1 }. D9 x* h
Gas+Elect.+Water : $350
' d& B" T. V/ ZMisc. cost: $100
6 a2 H# S! P, t) L0 \9 k+ M* [3 a; O______________________________________________________________
8 y N# L: `9 @1 _Total Monthly: $1734 (Just a rough estimate based on rule of thumb)5 M: i- ]. ~2 S9 T3 X
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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