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原帖由 过路客 于 2006-2-7 08:04 发表& O8 a7 u: f4 e; c; ^' C6 K9 B' s
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 4 Y9 ]: r# x$ C2 ]" F
House Price = 280,000 5 T! z' S6 m" f1 k
Down Payment = 98,000 (35% of total price)8 i$ [7 |$ B, b# |8 U& s8 Z
LOAN = 182,000
D" s: s4 b) [# NINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
6 j# q" K5 C1 e7 n% @4 Z4 pYEAR = 25
2 V; m& O$ _1 t8 nMONTHLY Installment = $1,034 # q9 @' V4 f% N6 V9 w% x2 _
2 F! U' m: i, l3 A% L
Property Tax : $250
- `# }% U9 d- yGas+Elect.+Water : $350
4 X0 m/ J+ l" q# [4 ]6 h3 MMisc. cost: $100: T) q0 q d" d, ~* k n. v* x* V
______________________________________________________________7 C1 L3 X; y$ Q
Total Monthly: $1734 (Just a rough estimate based on rule of thumb), L; c6 O! x5 N9 J4 T
$ o! ]4 l& Y0 z( q) A[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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