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原帖由 过路客 于 2006-2-7 08:04 发表
8 k+ q3 ]9 }1 X9 Q. D: X H6 }& Q请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? , K4 {# Y$ E* o4 x% ~4 y$ q( p
House Price = 280,000 7 n( u( G1 d. p. S& c
Down Payment = 98,000 (35% of total price)% v$ W# ]+ ~- A ^" A
LOAN = 182,000 ' v/ M4 J4 ?$ I
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) . H( _1 _/ m4 K9 }' s
YEAR = 25 1 t7 Q: F2 @% C: S9 \' n7 l W# B
MONTHLY Installment = $1,034 4 N, B0 K9 [* Z8 [# j
2 ]3 _# M7 a j2 I, Q1 yProperty Tax : $250 ! r0 o# ^- |- m0 Z) Q# B& g
Gas+Elect.+Water : $350
3 K$ c4 t$ c8 j) A2 \) g( j- \Misc. cost: $100
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& x! a3 w2 P& }" @0 R: [4 mTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)# a" Y% |. W1 k
% E) q9 e: U8 ?; B; v x6 o[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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