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原帖由 过路客 于 2006-2-7 08:04 发表4 ~2 k! _/ B2 e- c/ O/ @
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? / L. H. U: Y" t( |6 o& M: T
House Price = 280,000
( M [' |( I) @Down Payment = 98,000 (35% of total price)
3 Q' [9 A& D; \( f) |1 ~; yLOAN = 182,000 8 r. e) x9 {" B, [
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) ! B! @6 ^. M9 c y; Z/ G; ` M
YEAR = 25
, a- v w/ \& q- k. g7 TMONTHLY Installment = $1,034
4 d; O' } ^8 w4 h# Q3 R9 D
+ t2 d1 n7 _3 e8 M9 qProperty Tax : $250
3 |: j; V' k6 T* }# OGas+Elect.+Water : $350
9 t9 K$ ^' ]! {2 z, F1 oMisc. cost: $100: `8 L6 h- m# O2 ]4 M
______________________________________________________________) i v3 x8 B$ {3 ~/ D
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)/ H6 y) y U0 f
5 I, U: n0 X. m* n1 ^[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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