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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户" _) ~  ^5 E3 N( k2 {9 K6 O
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What kind of account did you have in your mind?& l, E  P0 \6 L2 {& j" _  P6 r
你想开哪种帐户?
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4 a/ a) o: v- Y' k# F+ G/ {& ^Do you like to open a current account?" v6 z" f" M% |; k& L
你想开一个活期存款帐户吗?
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A deposit or current account?
6 b7 ]7 Z5 ?8 N' \: p定期还是活期?
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4 V: ^: D& o& P" g! U8 ]) YPlease tell me how you would like to deposit your money.0 a0 j! l. `* Q' ~( p
请告诉我你想存何种户头? % z7 c4 d& t4 B0 E' D' i

+ f0 ^1 o$ ?0 E, UThere's a service charge for the checking account but no charge for the savings.
  i% e+ k4 A* W' n: ]. M: Y3 b& C支票户头要收服务费,现金户头不收。 % C8 h3 p! P3 V7 T0 l$ O/ \
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Our minimum deposit for a savings account is 100 dollars.
2 O! U+ L! H- z0 ]我们储蓄存款的最低存款额是100美圆。 % M# B: V& k$ i9 `3 T
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Five yuan is the minimum original deposit., F# x" Q2 d& x+ z: i
最低起存款额是5元。 # Z3 j  x$ {4 E1 T; L

' Y: A! \$ M! C4 r- SYou can open a savings account at any time with an initial deposit of 50 dollars.4 G( h) U! w5 q4 c2 C7 |
你可随时以50美圆的起存额开立储蓄帐户。 8 K7 v' o0 c+ K
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Even one yuan is all right.
4 {& u! }4 p( T8 Z甚至一元也可以起存。
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
  _& X& i; Y" x1 J2 H这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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I should like to open a current account.
: k+ L' W: w% }, z7 i我想开一个活期存款帐户。
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I need a checking account so that I can pay my bill.
7 S) Z: J0 J  ~7 D( V$ X我需开个支票帐户,这样就能付帐。 ) S: O5 C4 u" J0 _& Q6 G3 p$ V
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We'd like to know how we open a checking-savings account.
& P: l% D$ V1 w  F% H8 d我们想知道如何开一个支票储蓄帐户。
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I have a checking account here.
* V- W1 w, W/ O5 I6 M8 x我在这里有一个支票存款帐户。 2 k- |7 x8 \, w) ^. J/ u
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I think I'd like a deposit account.# [; B+ @( s) |; g! B( d1 E
我想要开个定期存款帐户。 0 h) V0 A$ @5 o8 s0 O0 m; e
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Can I open a current account here?
# l& D( N9 d, l$ [& F我能否在这儿开个活期存款帐户? 7 @# }, n  I3 o+ b! `7 l

0 k- y" ~/ q( G1 h* r4 Y. K) _* CI want to open a deposit account with you.
4 i" a. m/ }( C我要开个储蓄帐户。 5 U  ^+ p: s/ v' o! b6 u1 U' H
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I'd like to open a deposit account with you.
9 R* x6 l, f  c- g! ]我想在你们这儿开个定期存款帐户。
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Could you tell me the difference between a savings account and a checking account?
: d6 N6 b# @* ~2 K1 I: ~请告诉我储蓄存款与支票存款的区别好吗? 5 s' ^- F0 n# d* h) b
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Please tell me the procedure for opening a savings account.
" V) \, ?: [, O, v请告诉我开个储蓄帐户需要什么手续。
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/ G3 m* I, f( h9 e3 ^4 tWill 100 yuan be enough for a minimum deposit?
9 t  Y, A& E- ?8 c' u100元作最低存款额够吗?
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.3 w/ R# ?# g! M. N
我想知道开一个支票帐户200元存款是否够。
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, M9 z8 l  ?, q" y& k0 rCould you tell me how to operate this account?" w) Q) o$ _7 A6 n# e% Y$ C4 u
请告诉我如何经管这个帐户好吗? " U3 j) y" ^3 I9 z' H# [* t

4 C  s7 K. t  G9 ~+ `! X: hIs there any minimum for the first deposit?; u8 f( k4 e2 v, |8 ]
第一次储蓄有最低限额吗?
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7 H' u* T" V8 p$ l$ QHow much does each account cost?
( w' A( Y2 b7 e* u# c- O每个帐户要花多少钱?
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+ u, t) ^5 J  H6 ^0 y7 ^% xUseful Phrases
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/ i' q' H( h. |2 ?$ Wcurrent deposit, current account 活期存款
6 q$ `& U6 p5 t. E; k. `fixed deposit, fixed account 定期存款9 i" l- E6 Q$ @9 `$ O' b
fixed deposit by installments 零存整取
0 S% r7 l$ F$ ~  N' |5 \: f2 Pjoint account 联名存款帐户( ]$ b% a3 J2 u3 R9 J
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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How much do you want to deposit with us?
" B7 z. s& t' q! `你想在我们这存多少? & h# a3 B* k5 D. P9 R' C

" I8 w6 U2 a# b" H. CHow much do you wish to pay into your account?' J4 ~% I* X2 P  B; e6 Y5 O, U
你希望在你的户头上存多少?/ ~; p: |& M/ E5 O, p; W+ X& y
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How much money do you plan to keep in your account on a regular basis?' {* V! b4 w& v3 o' A3 p( ~' u7 c( I
你计划在你的户头上定期存放多少钱?7 F: K3 l# g% X& y" z+ e' e( C7 h
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0 q7 q+ |# h6 yHow much cash do you plan to deposit in your account?
& u/ r- Y: Z) p( X你有多少钱要存入呢?3 `# s8 [- f" G# e

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7 L' `  f  C( u4 l/ |I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
" H! N5 ~- u* T- a我认为你可把钱存入银行,或留在银行暂保管起来。
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& J) U; c8 J& {# }6 M5 RWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?" y% @1 B5 S* r! q$ ^# \. R  t5 R
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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I want to deposit 300 yuan in my account.
# m; e3 z7 o% Q' |. r! ]我想在我的户头上存300元。
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3 {5 y) F: t) G% }& xI want to deposit these cheques in my account.
! Z: T# J. W6 c6 `; P  f我想把这些支票存在我的户头上。4 v: d& ?- K& e- D( \: F

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I'd like to pay 200 yuan into my deposit account.* \. D( p) x4 Y- a" [& [7 K9 l6 U: b
我想在在我的定期存款户头上存200元。
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I want to deposit my paycheck.  }0 t5 s! u' \5 ^
我想存入我的工资支票。7 Q* W1 l  i, @/ _. l5 n9 a
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I'd like to know whether I can cash a cheque here./ ]4 d5 ?! }- t, ^
我想知道我能否在这兑换支票。
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Will you please cash this traveler's cheque?
- g9 a. c( _3 e* y请兑现这张旅行支票好吗?
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8 @) M' ?. k& n7 E9 ?, iI'd like to cash this money order.
( L# T& B1 P1 K$ j0 f5 B: O我想兑现这张汇款单。! T; k$ }" A( a" g3 ?" n( `4 G
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( G# \* N! \/ A# VI want to cash the balance of a traveler's letter of credit.
* Q  t$ _4 z: D8 U我要把旅行信用证的结余兑现。6 _0 F9 L5 N* o
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Will you please tell me whether you charge for cheques?+ c' B8 h5 P% y# `
请告诉我兑换支票收手续费吗?6 u6 o6 W  H. M9 ^: z
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Could you tell me how much the checks cost?" S/ j3 V! \0 e/ {3 X
请告诉我这些支票要花多少钱?. }' s: w+ ?& h2 ?

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3 I$ w  l$ k. X1 z+ l7 MWhat if I overdraw?
# r' A9 `# |5 K' n; J如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check.
' R% r! g7 Y9 \- v如果想兑支票,请在底线上签名。
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Please write your account number on the back of the check.+ Y! N: V, S6 f* A( X$ D( H$ ~
请在支票背面写上你的帐号。+ c. E$ @' Z* }# t3 c, ^* N. Z2 k8 h; {4 x
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We honored the check as the overdraft was only 5 yuan.
5 J1 ?( Z8 J( h+ ]- W! V我们承兑这张支票的透支额只有5元。$ x! M4 c$ Y9 C2 Q& E! ^
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1 R" T% D3 d" N: ]; }( K: W' ^. iPlease endorse the cheque.
# _# y5 S" a# t# o* \. y; O, T请背签这张支票。
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8 Q7 ]- M; G7 q& l7 u# hThe traveler's checks cost 1.5% of the total amount of purchase.5 K1 O, @" V# X7 m
旅行支票手续费是购买总额的1.5%。( z5 I* C- F* n% V7 j

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( K- T% L% s* ]8 V1 T! g) A+ X8 tHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".8 o" I6 @7 C0 t, O: `7 Y2 E
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.
0 J2 c  B8 I2 V' p) P3 L你每开一张支票将花2美圆。
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Useful Words and Phrases
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account number 帐目编号
: G) B: v3 ^" k0 R+ t5 U1 wdepositor 存户
. ^  e) k9 q" Q4 r+ O7 F' ~! Spay-in slip 存款单
4 u' B4 P8 t  [* y+ ^, c- E3 Va deposit form 存款单
0 E* \  \9 P4 [" n. Q3 i2 r& Wa banding machine 自动存取机4 U0 v6 a3 q5 y8 E; z0 w
to deposit 存款
- K; @& W' M1 x) odeposit receipt 存款收据; o! b% G$ L! Z5 C, c
private deposits 私人存款
/ f8 L, L( c6 P2 C2 Z. Zcertificate of deposit 存单: U" F- s3 N) X
deposit book, passbook 存折
2 E  M) ]7 U! W% C  u) y7 z' Rcredit card 信用卡! c% e7 ~. d  z3 C( R/ N
principal 本金, q7 L5 Z$ t* R1 T4 c& w
overdraft, overdraw 透支
& Y2 r% \5 {7 B$ U% Nto counter sign 双签  }- R1 y0 G3 X: ~* c- e0 O$ J# a
to endorse 背书* K3 s; P, I& Q
endorser 背书人
; V( n- x0 N. W# ~4 V8 Uto cash 兑现
) N' f8 L3 o' F2 J+ Zto honor a cheque 兑付3 Z' C, `- f% z3 C8 v5 K
to dishonor a cheque 拒付( O" z, ~" X) l* Z2 L
to suspend payment 止付+ _' c$ A3 o7 P5 f5 c
cheque,check 支票
( y3 Q% ]6 }, x8 D" lcheque book 支票本
, R. ^4 M1 o# R# B. Q# lorder cheque 记名支票
: t9 _5 k4 x. t5 a2 zbearer cheque 不记名支票
4 p7 U0 i4 N5 o: }3 tcrossed cheque 横线支票) E/ O- G/ X' u  s" P
blank cheque 空白支票
+ l1 P! u' a  a# `3 |% Jrubber cheque 空头支票8 m. X' Q6 i$ H1 i8 t( f- R
cheque stub, counterfoil 票根
' {( E/ a* Q8 B7 ]3 I1 W) }$ n( n3 Y; f1 Qcash cheque 现金支票
; F7 g7 K' D* s& s# j5 {5 @traveler's cheque 旅行支票
, c4 g: l; k: t  U7 gcheque for transfer 转帐支票
6 e; N: `& G7 ^4 \$ a* ]7 j5 |outstanding cheque 未付支票
, R& u  E; v- G. {+ Wcanceled cheque 已付支票, J7 a$ t# {  A* G# R! c/ f& r9 e
forged cheque 伪支票' E; k% B: y/ }5 w
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
$ F3 W* W8 x8 E我想知道一下我是否能提取存款来支付天津购物的费用。+ J/ y' O0 K: \7 x3 h  H

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/ G2 w  g/ |5 y1 c( p5 {* N3 @I want to withdraw 200 dollars from my deposit account.
' Z$ D, O7 R% s9 u- i0 t我要从我的定期存款中支取200美圆。
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$ E) k( X  r- {% n9 |0 RI want to close my account with you.
7 Z! t7 Z" \+ j7 b* r我想结束在你们这儿的帐户。0 l6 ~4 H8 R1 S6 I% ]# M7 O! `
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I'd like to draw 100 yuan against this letter of credit.
1 F6 s  S  i6 T/ Z' X+ u6 O1 p( W0 Z$ I我想从这份信用证上提款100元。, @/ d/ R0 J/ J
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( \* q0 Z* K* B0 _May I draw money against the letter of credit here?: T2 n4 r7 o+ v$ k# e) G
我可以在这儿用这份信用证取钱吗?
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3 |: {1 R* }" b2 uCould you tell me my balance?
. y  g( y1 C3 D5 {9 ]3 h6 s4 S能否把存款结余金额告诉我?
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$ `/ ]5 Y3 g7 a9 c* t+ O: X9 {Please let me know my balance./ E2 F4 M: n. C! @$ ?! }& y. o
请告诉我结余金额。
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I think you can draw on this account by cheque in payment of goods.
# A! ]8 n* K6 S9 L5 P) X; L* p4 z我以为你可用支票提款支付购物费用。& u+ F  K2 C! Y% l8 e: ~' o
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Your balance at the bank is 300 yuan.
- n! ^- m) ]0 E  Q2 N& f你在本行的结余是300元。
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Your deposit is exhausted.
! k/ E5 b3 H7 A$ f. l4 H  Z/ A你的存款支净了。
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Your letter of credit is used up.
% I, K6 m0 r" y6 x* c你的信用证用完了。( k- G- G! ~4 S$ j# O

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Please tell me how you wish to draw your money.
: X) f5 c0 N8 ?请告诉我你希望怎样支款。
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1 I" B" m& G+ u: y7 H* ]! DFill our a withdrawal form, please.
, d+ k3 t; l4 k, _4 W' F: h请填写取款单。$ _  l5 O: j' e5 J! o9 B
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8 D* P/ P, E& u7 h- Y5 a% kThe letter of credit is exhausted.5 i* i8 R  t6 B% }4 {, R
信用证上的款子已提清。
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) e3 ~  d, a# |, E0 W' S# JThe letter at Counter 6 will pay you against your number slip.
. B3 k  ]: t6 t" r% o1 U六号柜台的出纳员将根据你的号码牌付给你钱。 5 S  W& Q/ f) e; d! \' o
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9 C% S/ X" x7 w" R' `* w0 m- mUseful Words and Phrases ! Z$ `1 c- g2 I2 t

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to close an account, to clear an account 结清9 z) c7 w: P3 I# ^: U
to draw money 取款  N3 k3 b" B0 U
drawing-out slip 取款单5 W; _! Q# E: F; d3 v
the number slip 号码牌
; f( d- H! v* @; ba withdrawal form 取款单
5 d' r$ b" e% H! c. N6 M/ Xto fill in the receipt in duplicate 一式两份填这张收据3 W) ^' m: w% o2 L% p: J
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
2 T$ F' e2 k* P, c好,已收藏!

- h7 E- C* c( ~9 i$ v; \- D4 aMe too.
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发表于 2006-2-18 01:23 | 显示全部楼层
. x& d9 Y6 d" z) m, W) _1 ]$ }
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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