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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户3 M3 F; H! q' R

  a, X7 u' z; C6 x+ O8 n3 s: vWhat kind of account did you have in your mind?+ J. U' I  o. Q
你想开哪种帐户? " @4 @; `; u! n: k
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Do you like to open a current account?* l$ ]4 {1 S$ I/ Y
你想开一个活期存款帐户吗? $ I: z, J3 ]/ ^2 b( G( X( r2 q

% ~; W- V" L% @  c+ Y4 l( |6 O# yA deposit or current account?
* d) K- q( Y9 F5 y4 k1 {定期还是活期?
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2 J7 M9 Y8 h  E6 |/ m$ r. Z  NPlease tell me how you would like to deposit your money.4 l7 t" |' n8 X7 K+ T, H
请告诉我你想存何种户头? ! o; y0 X( ?2 Q" O2 P

. K! M/ d  E6 O) c; HThere's a service charge for the checking account but no charge for the savings.
: C" a  u7 z4 E9 |/ d) I支票户头要收服务费,现金户头不收。
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# ]4 Y: u% s7 Q; H8 E4 fOur minimum deposit for a savings account is 100 dollars.. k; |3 _$ S# [, U6 n
我们储蓄存款的最低存款额是100美圆。
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Five yuan is the minimum original deposit.8 |, u3 h7 m& a$ k! }$ e3 e
最低起存款额是5元。
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You can open a savings account at any time with an initial deposit of 50 dollars.$ K# y: }4 T* r$ W
你可随时以50美圆的起存额开立储蓄帐户。 ! q2 u. [4 I( T$ a
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Even one yuan is all right.8 h9 P* U: S$ r* o; L
甚至一元也可以起存。 ) B2 M9 w% J) }4 E+ L  n2 E

7 R* B+ F( Z) Y/ t! VHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.: Q( t- \3 y- Q* m+ a# U
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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+ l, z6 v6 A7 a$ ?- k% @I should like to open a current account.
4 j5 s, n  x/ y) w我想开一个活期存款帐户。 2 ?3 u, P5 A) P% t. K& n5 q
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I need a checking account so that I can pay my bill.
+ I1 j& g4 L1 m8 ^9 G6 R2 \我需开个支票帐户,这样就能付帐。
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We'd like to know how we open a checking-savings account.6 y! W: ]! B; B* i! D) X4 y+ P8 y+ s! g
我们想知道如何开一个支票储蓄帐户。 8 V3 l1 b, o; Z$ H8 z
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I have a checking account here." t7 m) `: r9 I4 S! I
我在这里有一个支票存款帐户。 3 I' T% w+ w! d% b+ K; {! y8 I

/ h' r, H; P$ V$ DI think I'd like a deposit account.
& x' s" O: Q2 v- \7 U- V; i! P我想要开个定期存款帐户。
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Can I open a current account here?0 v. p) R7 m9 d. O; N
我能否在这儿开个活期存款帐户?
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; Y& e: [( R! l& s4 g) _* OI want to open a deposit account with you.& W) H  ]  S, ^( Q# E' i* q) S
我要开个储蓄帐户。
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* f& `4 G& m7 BI'd like to open a deposit account with you.: s3 o* M( |2 p" B/ f0 w- n
我想在你们这儿开个定期存款帐户。
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Could you tell me the difference between a savings account and a checking account?
2 [. d! u0 G6 _: Q. p4 I3 C请告诉我储蓄存款与支票存款的区别好吗?
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Please tell me the procedure for opening a savings account.
0 b4 F$ y" ]$ N, m, k6 d; ]请告诉我开个储蓄帐户需要什么手续。
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6 D: M  u( t$ a, N  a& NWill 100 yuan be enough for a minimum deposit?
  f# p* |- L! D7 `8 [: N$ o100元作最低存款额够吗? * o1 R! r3 ^) o

: R' t9 W7 B+ G, N2 nI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.6 Z/ c, N- X% P+ m; W
我想知道开一个支票帐户200元存款是否够。
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  N" b/ n7 H( E( e6 q% o5 T: k; h. ECould you tell me how to operate this account?4 T1 L5 |( [0 M9 s! L2 O  Y6 L
请告诉我如何经管这个帐户好吗?
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Is there any minimum for the first deposit?0 n9 `' c1 J2 M# M+ W' w! `" [9 w
第一次储蓄有最低限额吗?   G" G: t9 T) u* F1 W5 ^/ l8 k
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How much does each account cost?' `% g* A1 \, G; Y
每个帐户要花多少钱?" M8 ?3 v# e8 Q
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Useful Phrases
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1 S0 q; @* A4 @: {6 w, R! p" h7 pcurrent deposit, current account 活期存款
$ j$ W; ~) C$ r# yfixed deposit, fixed account 定期存款; m8 G  g3 [5 k* V2 ^' ^
fixed deposit by installments 零存整取/ [5 M- P  D- r& U5 f+ c" h
joint account 联名存款帐户2 z7 Q- f9 N' I' E
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款; t! h; j) c2 c9 A
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How much do you want to deposit with us?; L; T0 H  V- f4 B7 x
你想在我们这存多少? ; J" Z% g. j$ d9 ?
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How much do you wish to pay into your account?4 ^2 [+ b0 R( @% B
你希望在你的户头上存多少?
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2 i& {" y1 w' N$ vHow much money do you plan to keep in your account on a regular basis?
8 Q$ G5 J! x+ A, c5 e+ Q4 A; y你计划在你的户头上定期存放多少钱?
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How much cash do you plan to deposit in your account?2 R1 {) y; M( L$ s# V4 b( P; z
你有多少钱要存入呢?
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. u. D, n8 x8 \( U% lI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.( a" u( f8 Y7 N1 j7 T5 f
我认为你可把钱存入银行,或留在银行暂保管起来。" B5 s! \# _+ ^- l$ [: ?
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?% u6 {) J/ F0 Y3 W
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?3 l  t# B( ^4 a. X' a  u0 ~8 \
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) {4 f# E+ c- u/ ~- M% c6 q* jI want to deposit 300 yuan in my account.
2 K, y) w0 u: T" ~我想在我的户头上存300元。
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$ ?1 C. A% `4 F% l6 D2 o2 U( UI want to deposit these cheques in my account.( c: g* x' B4 l" K* w
我想把这些支票存在我的户头上。
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I'd like to pay 200 yuan into my deposit account.* @" i0 M5 _/ }% q  ^. K
我想在在我的定期存款户头上存200元。7 V3 L: G* d: l2 r% z& K
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I want to deposit my paycheck.
" \# h1 V& {2 i8 o我想存入我的工资支票。& I( e% u0 b% l8 z8 }5 u: c

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) R8 g- j/ m' [5 {4 u0 z# BI'd like to know whether I can cash a cheque here.
: J1 `  N( J2 H- d我想知道我能否在这兑换支票。& o. h' ?5 B- g% W' k  x

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Will you please cash this traveler's cheque?, ]# I& f4 h& J
请兑现这张旅行支票好吗?; N. g* t8 O4 E2 @( R9 {) R2 u, c
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I'd like to cash this money order.5 K! W5 C2 r, S  g- I4 \" B
我想兑现这张汇款单。
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8 S/ t  D1 E! n3 q  N0 K+ g0 tI want to cash the balance of a traveler's letter of credit.
' S; \0 P+ Z9 x% C  Q我要把旅行信用证的结余兑现。
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( n: ~! @# O3 l0 Q. n, ZWill you please tell me whether you charge for cheques?
! ]- m% _$ t( W1 d5 K& D+ a4 [/ v请告诉我兑换支票收手续费吗?" G5 ~" }+ f# c
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Could you tell me how much the checks cost?
& A' d! ?; {8 B2 X2 |/ V' r' n  s请告诉我这些支票要花多少钱?
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( M1 ?* `7 r6 p8 LWhat if I overdraw?9 K* w- W5 @1 N; |" s% O
如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check.6 s8 }1 K% C5 t' o. f- R' D2 F" p
如果想兑支票,请在底线上签名。
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Please write your account number on the back of the check.
. |' M8 f8 c7 I1 T; P4 Z请在支票背面写上你的帐号。. s4 [" r) z5 |* b
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We honored the check as the overdraft was only 5 yuan.' d: k; y$ v1 S) o! D: {$ G4 M0 h
我们承兑这张支票的透支额只有5元。
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Please endorse the cheque.
& D+ C. ~4 X) M* S% b$ @# J  R请背签这张支票。
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The traveler's checks cost 1.5% of the total amount of purchase.
/ [" b, Q6 N) f$ M, h1 D旅行支票手续费是购买总额的1.5%。
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
- ?5 F0 M9 G" P4 h4 L% v, B这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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9 E4 U3 W% C( ^& B1 ]0 @9 Q& dEach cheque you write will cost 2 dollars.
  ?5 \' ]% n6 F/ ?! S) g你每开一张支票将花2美圆。
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/ P) z: n. j& h3 o! l& BUseful Words and Phrases
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# k7 b* x. n0 r. Jaccount number 帐目编号
6 `2 p" B9 H, [2 ?  Vdepositor 存户
0 N6 M& E! Q( |5 u$ Ipay-in slip 存款单2 Z. P- R5 ?, d9 C: X' p. U/ W
a deposit form 存款单) |# F% o9 b" x& ~
a banding machine 自动存取机
* ]( ?7 o8 h( E; q/ Ito deposit 存款5 t, k- ]# h  y/ Z, o/ v5 T# [
deposit receipt 存款收据# T) @1 R0 p) q, s
private deposits 私人存款6 j1 Z% }- ^. j/ [, ~! U% O- T
certificate of deposit 存单  R, `. M4 t* I  P! {+ ~- ?6 U( _+ o
deposit book, passbook 存折
6 C6 k' q. S6 m7 f! R" s0 Ocredit card 信用卡
2 T4 w8 m' E" u: ~4 ^0 pprincipal 本金
3 K: ~: s- ]: W! l# ]overdraft, overdraw 透支) [$ h9 A/ a5 u9 T, `
to counter sign 双签' B, E3 K8 h  K& t
to endorse 背书3 l1 z1 V! d8 S, A% A5 h
endorser 背书人( d! J5 i" E7 l3 ]9 J3 W0 s
to cash 兑现! F  `8 |  j3 ^
to honor a cheque 兑付. S  G, Y" W: E  p, j- a% w
to dishonor a cheque 拒付9 E; n- l' W$ y. ~; c( w
to suspend payment 止付6 N  W1 ]/ p: ~* B+ `% v. f
cheque,check 支票
' @2 R1 ^, j3 A0 {cheque book 支票本
* K2 d4 }1 `3 U% U! A' p6 {order cheque 记名支票( L& y) h: ~9 f9 \8 _
bearer cheque 不记名支票
! _8 j% I4 c, R9 acrossed cheque 横线支票1 ]) v2 U5 h) y) _- @' C; V' e, h
blank cheque 空白支票; m, R: A- t6 V
rubber cheque 空头支票) b; W3 E# {6 A3 x9 z
cheque stub, counterfoil 票根! w! X) n  |+ }# |, P
cash cheque 现金支票4 Z& g; k" J4 k: ^4 i* t; I+ S
traveler's cheque 旅行支票$ h; L/ R. h& |3 j9 V
cheque for transfer 转帐支票( P# x7 B; D! S2 q4 c7 q
outstanding cheque 未付支票
% j$ _- [$ p1 _0 @canceled cheque 已付支票0 t. X/ W7 H- t9 e; I) }6 M
forged cheque 伪支票! b' a" K2 t; s" Z2 t- g
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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: q' q- x1 @& J" b7 A- Z9 C/ l; DI'd like to know if I can draw on my account for payment of things I buy in Tianjin.
$ X* v( X0 ?! c$ u2 q8 E8 r) u我想知道一下我是否能提取存款来支付天津购物的费用。
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I want to withdraw 200 dollars from my deposit account.
/ D7 @: O- t5 {) k3 i; }我要从我的定期存款中支取200美圆。
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4 C' d, `9 v, J' N2 hI want to close my account with you.8 m9 Z) S4 E- g
我想结束在你们这儿的帐户。% J) |$ e* L/ L
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5 Z) C# k3 G% mI'd like to draw 100 yuan against this letter of credit./ S- [7 O" \6 r. i) u, i$ T; _& q; P
我想从这份信用证上提款100元。
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  }! t- f6 a* `: qMay I draw money against the letter of credit here?- ~0 |/ g) H7 n: t+ w1 T- B
我可以在这儿用这份信用证取钱吗?
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Could you tell me my balance?0 |# a4 r# K! D! e  u. Q) P& t* s
能否把存款结余金额告诉我?
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Please let me know my balance.4 d$ G, n* n. G5 \- _1 y% `
请告诉我结余金额。0 G8 x" ]7 f% X& S4 l

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I think you can draw on this account by cheque in payment of goods.
4 Q" h9 B' p- e, d! j我以为你可用支票提款支付购物费用。
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; Z. J; u  x$ T7 P0 P2 \* s& ~  DYour balance at the bank is 300 yuan.& V% B3 R+ k2 \0 p2 p/ c! J7 `
你在本行的结余是300元。
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5 R6 W% Z% v( sYour deposit is exhausted.2 {' N4 A( {! b$ b; i( a
你的存款支净了。2 _' P9 |( @6 F5 ?

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Your letter of credit is used up.+ a* J4 N. s6 _: z% ?3 L- F
你的信用证用完了。
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# n' B; Z5 Y3 J# B# a& iPlease tell me how you wish to draw your money.
$ n  s) r3 y+ s; ?, H请告诉我你希望怎样支款。! w& P, s* {- R

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Fill our a withdrawal form, please.
, X0 ]! }$ @  S4 f请填写取款单。* A, \" o+ x! ~0 x4 {& v
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* y, [/ o1 b8 {  \/ ~; vThe letter of credit is exhausted.
0 g5 [4 P- T5 K- ^, O/ b  M信用证上的款子已提清。3 i; w. M8 e4 z# _7 L, _6 J

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) e8 k7 D& A8 {& g! `9 |) W7 W. [8 K$ iThe letter at Counter 6 will pay you against your number slip.. b7 V2 n0 S; x, J$ M, F- m
六号柜台的出纳员将根据你的号码牌付给你钱。 
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5 q! k: N! z# R' nUseful Words and Phrases # j! w% s- `; q1 L! k' M& ?0 t
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8 N; H. R- [4 P5 z  f# J6 i% r3 n! @" Uto close an account, to clear an account 结清
$ j. L) p, v; X$ e1 Y% ito draw money 取款
" D$ Y$ p) O+ M- H/ sdrawing-out slip 取款单& X# d2 w* `' K
the number slip 号码牌
4 I+ I& d: K. A$ ua withdrawal form 取款单- \  _) T5 _& Y+ Z/ }
to fill in the receipt in duplicate 一式两份填这张收据
5 x7 E  u! J# F4 m1 v" D) S* \teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表: _( W) O7 z! H4 T& e4 Q
好,已收藏!

6 L+ W& h4 N- c0 M% I8 T2 XMe too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
  F+ o4 K$ t+ }
大型搬家
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
大型搬家
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发表于 2006-3-3 00:38 | 显示全部楼层
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