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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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, ?( L8 E3 e5 e4 q0 v; @6 ]8 z" wWhat kind of account did you have in your mind?
$ d1 L% y& `! U6 E5 R你想开哪种帐户? - y8 @) q* \1 C5 o
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Do you like to open a current account?  ~& w" o1 s; t1 {+ {+ n( T) J
你想开一个活期存款帐户吗? - d" K+ v  p7 d3 x9 S& a* v0 a

, W* u3 ], B1 {% y# T( bA deposit or current account?: U1 y# P* \6 _+ N7 T; X
定期还是活期?
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Please tell me how you would like to deposit your money./ i& J4 \/ e# _; j
请告诉我你想存何种户头?
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There's a service charge for the checking account but no charge for the savings.
% y, a8 G& o% }7 t8 \支票户头要收服务费,现金户头不收。
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; p$ [# J% T/ K& g; {Our minimum deposit for a savings account is 100 dollars.3 R3 O" T  I! Y  k; \' b
我们储蓄存款的最低存款额是100美圆。 - c/ J6 C4 q( n  M

5 z! G  s6 O/ ]( lFive yuan is the minimum original deposit.
& u) @5 d+ N  u( X9 i+ U最低起存款额是5元。 . R! U: S2 Q5 X- y* |& |7 l

; ^( |+ A$ J$ v( T) fYou can open a savings account at any time with an initial deposit of 50 dollars.
+ h* E6 \" ?! h7 G你可随时以50美圆的起存额开立储蓄帐户。
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Even one yuan is all right., P, A, [: a$ y) @" Q/ u4 v: q2 V
甚至一元也可以起存。
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
# A3 C. @; L( T/ h% T这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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I should like to open a current account.
( ~) \& Z; z6 Y. W我想开一个活期存款帐户。 $ j4 b. z# b. q1 E& P. j5 d7 [% Q

* \* I# S& Y3 D8 ~- w5 S9 jI need a checking account so that I can pay my bill.: j4 i* \# H- z2 n$ A+ T' D
我需开个支票帐户,这样就能付帐。
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+ _, q: D; N' J6 M7 W4 k- }5 {We'd like to know how we open a checking-savings account.
% \  J" R# Q( l- ^. l' I我们想知道如何开一个支票储蓄帐户。
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I have a checking account here.
; _" Y- ]+ h: j; ?* q; Q0 W我在这里有一个支票存款帐户。 ) O# g+ P3 Z! t+ `/ ]
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I think I'd like a deposit account.
" N$ a& Y/ Q) [1 T1 P3 b我想要开个定期存款帐户。 & q) d% @- F+ W; F: [& x
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Can I open a current account here?
' A/ ]+ ^1 a. U9 v" i2 s  i我能否在这儿开个活期存款帐户? $ F, x' t# e. b; `

/ L6 A' z: h1 B5 b1 B6 e* ?8 eI want to open a deposit account with you.
& H& W: i# K6 j# W* A" ~* k- J& I我要开个储蓄帐户。
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I'd like to open a deposit account with you.
7 J% m9 v, l( _( \我想在你们这儿开个定期存款帐户。 * S+ K( Y! W- K  A. W: @

. s9 I- B% S7 R( h/ ECould you tell me the difference between a savings account and a checking account?7 {# z0 d4 R3 F: O3 n: o
请告诉我储蓄存款与支票存款的区别好吗? 6 s. L4 w; `6 D0 K

8 {( u& |3 m7 [+ OPlease tell me the procedure for opening a savings account.
2 j. Z) ?8 G1 D  @; b1 N3 p请告诉我开个储蓄帐户需要什么手续。
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Will 100 yuan be enough for a minimum deposit?' N$ L$ y0 G, c) i
100元作最低存款额够吗?
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
0 ]# D' r$ r! e( {我想知道开一个支票帐户200元存款是否够。 % g' {! V0 }8 r6 k; u, ~
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Could you tell me how to operate this account?
; a! W' J% v. S" Q请告诉我如何经管这个帐户好吗?
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Is there any minimum for the first deposit?
, Z% f- s7 h# A6 q, Q7 }" c8 U) d第一次储蓄有最低限额吗?
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4 r3 Q9 y: \8 Z9 [& W( ^4 SHow much does each account cost?8 B2 o" U# J5 |; @: g
每个帐户要花多少钱?% M3 U- }* M1 W/ F1 {9 g" U/ [
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Useful Phrases * @$ g: r, F6 }0 k; o( x

0 g9 @! X/ m9 p- p" m& Ucurrent deposit, current account 活期存款
1 W9 l) m* m; \5 Mfixed deposit, fixed account 定期存款
" m! G$ K; B% h  N, R, Y9 lfixed deposit by installments 零存整取% e( b; z0 b( v! ?6 g& z; N
joint account 联名存款帐户% u' O. l  q" y- x8 F" B) w5 \
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款8 _0 j4 L4 Z2 G7 o
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How much do you want to deposit with us?
+ _" l! j$ u3 V2 s你想在我们这存多少?
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3 Q4 D, J) [- W4 U& |; a7 h# \How much do you wish to pay into your account?. u3 e' \8 s' {! {7 e7 P
你希望在你的户头上存多少?
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How much money do you plan to keep in your account on a regular basis?8 [% ~' A/ D* D7 u7 g9 j: K+ ^
你计划在你的户头上定期存放多少钱?
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How much cash do you plan to deposit in your account?
- j- E+ p, H/ o- u: \4 ?9 K你有多少钱要存入呢?
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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
0 a- b# j( `2 J+ _我认为你可把钱存入银行,或留在银行暂保管起来。
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
* |; j! S) [% x5 ?, r0 K请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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I want to deposit 300 yuan in my account.$ C4 [: [) c1 X
我想在我的户头上存300元。0 y- G  B% u1 L4 b3 _* V) N1 v& _
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I want to deposit these cheques in my account.1 Q6 _, s* J2 l& `- O; L; |
我想把这些支票存在我的户头上。
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I'd like to pay 200 yuan into my deposit account.
/ ]4 m2 G5 J4 f我想在在我的定期存款户头上存200元。2 Y7 ~: G9 M' w$ o! i) i) ?

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I want to deposit my paycheck.; t( ]9 m: J: f- V' ~% |9 z0 F
我想存入我的工资支票。) O( U# O4 K& O- w. a% E

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) y3 z+ a1 D( N, x7 Y8 U3 s( WI'd like to know whether I can cash a cheque here.; X3 X0 N& k: I/ J# p& a( R
我想知道我能否在这兑换支票。
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Will you please cash this traveler's cheque?& ?1 M/ P: \- x: G- O. L' ~% y4 p
请兑现这张旅行支票好吗?+ b! b- j. m/ U  y- l
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# A* b. r! Z7 _! g, g4 }I'd like to cash this money order.
. |$ W. p5 v) O) s" g我想兑现这张汇款单。0 q; T; N; N; A( n
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0 E) U5 K; \. P, a: u! FI want to cash the balance of a traveler's letter of credit.# k2 C, i8 [, A! A2 C
我要把旅行信用证的结余兑现。
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* k* f' I- t0 p2 |Will you please tell me whether you charge for cheques?/ G: v3 u: v8 a# e
请告诉我兑换支票收手续费吗?
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- W" n9 Y- g% M, rCould you tell me how much the checks cost?
* f% }; K7 y; J请告诉我这些支票要花多少钱?
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* O! \5 y% O; yWhat if I overdraw?) [1 B( T+ K; c
如果透支了怎么办?: t1 T+ |. R1 W/ \0 P6 ]0 x

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Please sign your name on the bottom line if you want to cash the check.+ `" w: H& f8 x. w, I$ g3 W# u
如果想兑支票,请在底线上签名。
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Please write your account number on the back of the check.' z0 k+ T( n3 J% G4 h
请在支票背面写上你的帐号。
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We honored the check as the overdraft was only 5 yuan.$ k" X3 d0 l. j# {# q* K! _
我们承兑这张支票的透支额只有5元。" L5 c- G% N9 \: ~3 N
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1 j0 u' r" R8 Y; v# SPlease endorse the cheque.8 {6 a- ^! |3 c* M
请背签这张支票。5 T1 S1 C/ C1 K$ b
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The traveler's checks cost 1.5% of the total amount of purchase.
0 D. G1 T! A8 E- }; P% O+ K! D% l旅行支票手续费是购买总额的1.5%。
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0 u& o4 O( ^8 L8 ^Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".: Y- B$ `% b5 o0 S
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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. t6 @! i5 p8 M2 @Each cheque you write will cost 2 dollars.; A. A6 b5 v0 X5 g; K
你每开一张支票将花2美圆。
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Useful Words and Phrases : u" e9 M8 q  x( x5 O: s
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account number 帐目编号  {# s/ v* s, y, N+ E' ^1 f
depositor 存户
! g& j# z2 }% ~pay-in slip 存款单- W6 B; R  T9 J0 R( @5 Z
a deposit form 存款单: o: ]9 H$ s6 p% A8 Y# y8 p7 K
a banding machine 自动存取机5 ~0 M% {& Y1 E6 K+ g, ?) s
to deposit 存款
6 e3 @7 t$ e! S" P8 [7 Jdeposit receipt 存款收据
; W, w4 i  s# p# P% Mprivate deposits 私人存款* i  M1 E+ Q2 m1 u1 G7 Z2 J
certificate of deposit 存单# e; I# l: d. y$ B6 z3 E; _
deposit book, passbook 存折
; o6 [5 u1 ^, E7 dcredit card 信用卡
: A7 u8 L% _9 Y+ Uprincipal 本金  }/ D" D! H. Q. q" f/ e8 W0 n
overdraft, overdraw 透支8 z# e8 @9 |. k/ ~9 {. a
to counter sign 双签# R, x- @& P$ L" e
to endorse 背书+ a9 X" o! O+ O0 X3 A
endorser 背书人8 X: ]7 k0 L7 C- i) d
to cash 兑现3 C( w" z# l$ P4 a' f8 B% q: B
to honor a cheque 兑付8 N' ], q: v5 g9 P
to dishonor a cheque 拒付
; T' o1 t; Q# V" Pto suspend payment 止付
# s& p) B8 V6 g6 |1 e8 V' bcheque,check 支票
5 L  |8 K' u, O5 O$ A" gcheque book 支票本# i, S# y5 Z% ~) c$ U" R- v
order cheque 记名支票! F4 L: k/ z( L7 g: x
bearer cheque 不记名支票5 ^* d3 v: p, ]1 z' \4 L" i
crossed cheque 横线支票9 w, \  i5 m9 {0 ^1 p# f: l
blank cheque 空白支票4 M! h5 P! u$ s  D1 y3 W
rubber cheque 空头支票
8 l' G7 O: G- {5 }6 ccheque stub, counterfoil 票根
3 d2 r+ \6 I. t+ s4 L% Wcash cheque 现金支票
: K4 ?; i# g! u! `' }! I) ztraveler's cheque 旅行支票
9 x$ y# e2 Q, E9 H! L+ O1 i- j) {0 ocheque for transfer 转帐支票! s/ t- S# v1 y+ G$ c$ A
outstanding cheque 未付支票
$ a" j2 h- U  ?1 {- \: t! hcanceled cheque 已付支票) l: \% e) u- {; d/ o
forged cheque 伪支票
; P5 _0 q" P6 c* X- Q7 pBandar's note 庄票,银票
大型搬家
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
大型搬家
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余5 `/ }* n$ C: V/ `

2 `* f" t6 g4 u2 a1 M9 Y9 H: M7 s9 n& sI'd like to know if I can draw on my account for payment of things I buy in Tianjin.# q0 v1 o& l. w+ y* z8 V$ [$ o
我想知道一下我是否能提取存款来支付天津购物的费用。
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  m" }1 s! V. E/ gI want to withdraw 200 dollars from my deposit account.
1 w) }! y5 N' s- y5 M# }- A; R我要从我的定期存款中支取200美圆。
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; A, s, B9 b9 d# E8 y' X# qI want to close my account with you.
! N7 Z4 u# H& ^/ K$ B5 I9 f9 @我想结束在你们这儿的帐户。
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I'd like to draw 100 yuan against this letter of credit.) z6 T7 B" u* G! C- d  Q
我想从这份信用证上提款100元。
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May I draw money against the letter of credit here?
* A& H8 m9 U* ?$ r; z2 H( W: U" \我可以在这儿用这份信用证取钱吗?
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1 M& j3 p3 C- ]* U/ f/ o% XCould you tell me my balance?
; @6 F$ |" E' N+ D能否把存款结余金额告诉我?3 B( X$ o, o4 T; g  f6 G* a; e4 f
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Please let me know my balance.
+ m1 {' T/ T; b请告诉我结余金额。; q  s3 d' j" U7 b8 U5 g4 S
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I think you can draw on this account by cheque in payment of goods.
( d1 Q& w3 S2 p5 k) a我以为你可用支票提款支付购物费用。
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Your balance at the bank is 300 yuan.( ]1 e6 {( G/ O! K- U4 {$ W
你在本行的结余是300元。9 z* l5 N5 b' V/ m) J% W

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Your deposit is exhausted.
0 S* g2 S3 |9 N, P0 U你的存款支净了。7 m" I9 p# w4 I$ r- i' x4 s6 f: G" c
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9 B& |& T. n/ C9 lYour letter of credit is used up.
9 M. n5 n2 L' ?" L' L# p你的信用证用完了。
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) E- m5 C  l$ \; [% q* M( ZPlease tell me how you wish to draw your money.8 h3 [2 v5 F# b2 v
请告诉我你希望怎样支款。
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" c/ r  O4 V4 H$ B& WFill our a withdrawal form, please.6 B. [1 |$ v2 Y+ K7 ?1 D) @
请填写取款单。- S" [& @$ U8 e8 k
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; V. ]$ C  a" D( PThe letter of credit is exhausted.
& j' Y! s) @3 G+ \信用证上的款子已提清。/ H! Q; y4 W: e& o6 Y8 ^7 G8 f

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- J  N: o; L1 j# V# I( I: t" DThe letter at Counter 6 will pay you against your number slip.7 {2 N; `/ I  ^% J
六号柜台的出纳员将根据你的号码牌付给你钱。 ( c: `& s$ Y  a& {5 b
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- k/ [3 N: \3 E/ O0 EUseful Words and Phrases 8 g4 X1 a  }- p% }2 m4 v
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0 D1 c4 q: }: |2 f  z! f# A6 f6 L8 rto close an account, to clear an account 结清
' a- ]$ Z8 |4 O3 eto draw money 取款6 [% q$ ^% n* y
drawing-out slip 取款单
+ P/ U1 q+ F6 y3 J3 W* H5 jthe number slip 号码牌( h% W. ~% ^9 u- T# p0 \1 A' a
a withdrawal form 取款单
! ]0 F! H$ X) g' U$ m( A' E' Uto fill in the receipt in duplicate 一式两份填这张收据
2 i* J6 t  P- Tteller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表. |* Q$ I+ d* k4 D
好,已收藏!

$ M0 o  \7 Q, E) Z, ^- i5 ~Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!

* \0 d5 B& f0 s5 C8 t
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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