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加拿大最好的活期利率 RRSP TFSA

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发表于 2010-1-17 11:23 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到 INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。: p/ x* m+ H" }# f! ^

8 L( `! }0 _4 _+ c9 g' d" e开账户也很简单, 只要登陆网站 www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。1 \9 ?3 J0 Y4 R( h) }
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注意申请者需有SIN。
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ING DIRECT的所有利率情况如下:
" i' K% |; ~& i7 w1 _* W6 IInvestment Savings Account (ISA) 1.35%
5 F8 T0 C/ B* h. T$ O: z) p$ j) oUS$ Investment Savings Account (ISA) 0.75%' N& W0 X/ \4 U& a4 ^" O
RSP Investment Savings Account (RISA) 1.35%! O: E& b2 Q7 {- b
Tax-Free Investment Savings Account (TFSA) 3.00%$ l6 `  w$ A+ S4 d5 K; [
Children's Savings Account 1.35%
& L9 \" D" s$ C) e) G% S+ |Business Investment Savings Account 1.35%+ U/ F, k  a7 W, q
US$ Business Investment Savings Account 0.75%
" s; D8 D, S3 ~, R7 w- k0 QGuaranteed Investment (GIC) - 1 Year 1.25%$ T5 H! j  O+ L; m# V( g
Guaranteed Investment (GIC) - 1 ½ Year 1.50%0 U- H! C0 Y) a& m! n
Guaranteed Investment (GIC) - 2 Year 2.00%# F- {" g/ S) G. I! ~: m% c
Guaranteed Investment (GIC) - 3 Year 2.50%
: t7 J# x0 l3 qGuaranteed Investment (GIC) - 4 Year 2.50%
) Q+ {* \  V% Z* R4 X) L  a, p$ b/ vGuaranteed Investment (GIC) - 5 Year 3.25%
1 I5 J1 [5 h' A( R2 XUS$ Guaranteed Investment (GIC) - 1 Year 1.00%
& I4 O2 x$ B( [- e. g* {US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
6 h0 F5 p/ R4 e7 e  c: [  FUS$ Guaranteed Investment (GIC) - 2 Year 1.25%/ k& o* N* N% k
US$ Guaranteed Investment (GIC) - 3 Year 2.00%
. a* A$ u' K8 t* c4 F! zUS$ Guaranteed Investment (GIC) - 4 Year 2.00%
' R( k7 B0 `3 J' _/ x. I( L3 c; XUS$ Guaranteed Investment (GIC) - 5 Year 2.00%
+ _, v3 W& D. ~$ |# `% yShort Term Guaranteed Investment (GIC) - 90 Days 0.50%$ O9 c/ |5 p/ e& x
Short Term Guaranteed Investment (GIC) - 180 Days 0.50%1 ^( L! L8 m, Z# g0 v
Short Term Guaranteed Investment (GIC) - 270 Days 0.50%5 D! P, L8 A# F7 t  n' |% y
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
+ s9 H5 c% x& FUS$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%7 @  R. t9 y1 ~9 L& e5 n
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%) Q  z- h; w4 ~$ [1 ?
Business Guaranteed Investment (GIC) - 1 Year 1.25%" |6 Z6 Z8 D) j+ z6 ?
Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%
/ x) Z; O) d5 @% NBusiness Guaranteed Investment (GIC) - 2 Year 2.00%7 B' K9 n3 I+ @: V0 ?; ^
Business Guaranteed Investment (GIC) - 3 Year 2.50%
3 B2 Y) L$ U: z( E- |7 vBusiness Guaranteed Investment (GIC) - 4 Year 2.50%' \3 w1 f; t- P, c# a
Business Guaranteed Investment (GIC) - 5 Year 3.25%* I' i* h* [* l: v& a9 g  y/ N; t
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%
2 e& {8 A1 `2 F5 g& _* ]0 ~US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
! i: B$ b- e) ^  a( eUS$ Business Guaranteed Investment (GIC) - 2 Year 1.25%
6 h9 w. X% ?# U/ E2 ]; }# VUS$ Business Guaranteed Investment (GIC) - 3 Year 2.00%0 I" h* M4 B- f9 h4 W! X
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
4 Z( o9 t" y4 V! IUS$ Business Guaranteed Investment (GIC) - 5 Year 2.00%$ _/ Q! v3 A; \4 F' }) v% j
Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
5 j1 D3 Q* H( h* U; `$ v* {3 d" mBusiness Short Term Guaranteed Investment (GIC) - 180 Days 0.50%' |6 Q3 K, P/ O' _
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%6 u& z' |9 l5 L# m& x5 `7 w8 [
US$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%  U3 P' Q2 T. k! F' Q! F, M! V
US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
; q+ t% l3 z, U# X- j% d3 kUS$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
/ P# s( T; a" L3 d# ]# q& a/ S6 Y# ~RSP Guaranteed Investment (RGIC) - 1 Year 1.25%
: I# y: c0 u% T& Q7 ], oRSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
  l5 g  e! l; Q! gRSP Guaranteed Investment (RGIC) - 2 Year 2.00%
& X4 R1 M. t, h& B+ ^RSP Guaranteed Investment (RGIC) - 3 Year 2.50%
) v$ J; Y2 k* j8 c1 k" TRSP Guaranteed Investment (RGIC) - 4 Year 2.50%
  D! a" d- z% \' m; U5 cRSP Guaranteed Investment (RGIC) - 5 Year 3.25%
+ S$ ~, ]) ~: \: q7 r& RShort Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%6 J! t+ S+ n% c: p2 P' e3 ]; W0 K
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%
7 \# }( g0 o9 c7 BShort Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%3 `5 h! K* J3 B3 J
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%
, d' r, G* T1 w% S' o2 i9 cTax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%9 ]! G5 y) n) K4 n6 N; ~
Tax-Free Guaranteed Investment (GIC) - 2 Year 2.00%
# g( b  D! g4 j9 @# fTax-Free Guaranteed Investment (GIC) - 3 Year 2.50%& t# t9 a, v+ Z* o7 @8 k
Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%
+ \7 @, [8 h& b4 t, HTax-Free Guaranteed Investment (GIC) - 5 Year 3.25%7 w+ X# N: I$ _4 w
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
. e  h# \: e3 Q- x' xTax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%2 o! q# @1 ~1 G. q/ M- z
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%" ]# R9 ?) X1 n% e8 I$ X8 [/ E
Credit Account as low as 3.95%
. c6 v: h9 f: d+ z# K9 aunmortgage - 1 Year 3.39%
# A; c6 Z: _8 Eunmortgage - 2 Year 3.59%
  y8 v/ W, b7 t& W  vunmortgage - 3 Year 3.65%4 K5 T4 T: W" D6 T2 ]
unmortgage - 4 Year 4.09%+ s" X8 F6 f2 p8 i2 t# t
unmortgage - 5 Year 4.49%% T9 W* ]+ ~, j5 @% p0 D
unmortgage - 7 Year 5.50%
8 }& R' Q- [/ \8 c9 g0 zunmortgage - 10 Year 5.50%7 f* Z% C. `( R6 L  e- h4 l
unmortgage - 5 year variable
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