优选标准:: s, _7 o( ^/ l5 v
1、消费返点,例如:0.5% or 1% or 2% and so on. : E. }) }6 R" F2、免年费,超期利率等basic conditions.) S6 a) I4 x; ]# ^9 d2 D0 h) D* e
3、信用额度credit limit, 贷款优惠等。8 _; E7 S1 G" g
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MBNA Smart Cash: 8 u' S( ?2 _- [( D& x4 f4 a! a+ `& z* W
5% on gas and grocery for the first 6 months (3% after that); $ ?6 V/ N# J* e: o8 V' p, F) I& @1% on any other purchases.