ZT-TMG- CMHC's 2009 Mortgage Consumer Survey

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8 t# r: b% m* t8 n& j( dCMHC recently surveyed 2,507 new mortgage consumers.  Here's what they found:
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; l+ f7 ]9 a/ |% O6 y•70%:  Feel now is a good time to buy a home in Canada
•1/3:  Expect to move in the next five years
! s  u  r. e$ r: R•73%:  Used their own resources (savings, equity, or RRSP) for their down payment.
/ I! j1 u# I9 Y4 h  L. R" F( b•1/3:  Have previously requested their credit score from a credit bureau.  (Wow.  2/3 have not?)
•87%:  Believe that 40% is the maximum ratio of monthly gross income that one should spend on debts and housing (It's interesting that so many people know this. This 40% figure is, of course, a general lender guideline for maximum TDS.)
What matters to homeowners:
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" D9 S- g- f# o1 D+ m! o+ g•"Getting the best rate":  This was the number one thing that made customers satisfied with their lender or broker.
5 I# H  {9 ]. N) K•"Service":  The top reason driving customer satisfaction with brokers.
8 g- a  i" ]& l3 \' I% {) }•"A good relationship":  The top reason behind customer satisfaction with lenders.
Other interesting market share stats:

; D) c* l  \9 C, X' i2 C3 {4 ?# a' P•90%:  The number of people up for renewal who stayed with their existing lender.  That compares to 83% in 2007.  (This is absolutely stunning. Either lender retention departments are getting much better or people are getting more complacent.  In this competitive market, you've got to shop around-or, better yet, get a professional to do it for you.)
* ]6 d- N$ i8 m; A8 N) ^•25%:  The number of mortgages originated by mortgage brokers. CMHC said it was 27% in 2007 (See CMHC's 2007 Mortgage Survey).  (The banks seem to be making a comeback for the time being. They're most definitely getting more competitive. In addition, we're seeing a lot of smaller lenders harness the power of the net to drive new business.)
•44%:  The number of first-time buyers who got their mortgage through a broker.  (This is up sharply from 35% in 2007.)
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http://www.happymortgages.com/newsarticle.asp?id=210
2 z9 @' S9 }9 U) kSource:  The chart and all data are courtesy of CMHC.