original housing price = $100,000, downpayment =$20,000, mortgage = 80,000 . p# D: B# D8 S0 n, Lone year later, the housing is only worth $60,000, tell you $1.00 but must with the mortgage. Do you want it? : k1 R0 h/ ~( T& Z; u) D : q2 w; J% Y( t1 r* {/ l5 VNo way !!!