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 What to do if you are in a car accident/ m9 x. g% ?* w6 g, Y0 Q6 w/ q% s
2 P z, I8 _( m$ ^, I* u3 YStep1. If possible, stop your car in a safe and visible place. If a car
: t& P/ X0 y' j- j6 S cannot be moved, turn on the hazard lights. Turn off the
( U# {; ^. d% j# z6 p3 b; k5 x ignition. Be careful when exiting your car.; P5 ?3 h; L# w
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Step2. Determine if anyone is injured. Do not move an injured person.. q9 q1 @+ j: A, S$ \
7 b+ l* x* ~$ r _1 N% MStep3. Call 911 for the police and ambulance (if needed) immediately. 6 u5 X/ O0 N. q! v1 o) ]
Report any injuries.0 g/ u1 T- R1 m2 F* O/ S9 h) t
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Step4. If another vehicle is involved, get the car’s year, make, model
5 W$ x. U/ h& I# a: ~& p2 N and license plate number; the driver’s name, address and license
% r( S+ j- H" Y1 a3 s: U number; and the name of his or her insurance company. If the 9 U4 }3 w4 x) c1 Q5 F) ?! w
driver does not own the car, get the name of the car’s owner. 6 \1 p( l( }4 }+ b% r
Write down names and addresses of other passengers or
; @. _4 j3 u1 ? F/ V6 v witnesses. If you have a camera take pictures of the accident $ f( i" M: a8 L% t
scene.
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$ w6 ?# h4 \, g0 o' ]Step5. The police officer will give you a copy of the collision report.1 L" o7 Q' A/ H+ y' r4 L
3 m9 R! @. I7 o3 K5 o. v6 J! Z8 GStep6. Cooperate with the police, but do not admit guilt for the m3 ]2 x0 `/ g$ s/ K* Q9 `" F
accident in any way. You may be required to show proof of
9 @) ]2 y, }9 ~( F: D! v3 { insurance, but do not reveal how much coverage you have.5 ^+ K; y% t- e" E1 P; r
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Step7. Do not accept any money the other driver may offer. By
' s9 I0 \' F: G, E+ n5 J# V1 y0 L accepting money, you may give up your right to file a claim
1 X" Z5 s* Z% J! K* k4 N: d* { against the other driver, even if the damages turn out to be- \; l6 I' o0 H6 ?$ s7 o
more extensive than you first thought.5 J* ^0 p4 d9 k: S) h5 [/ I
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Step8. Do not agree to forget about a minor accident. You may see
9 W! L; X3 ]; z) W later that there were hidden damages or injuries. The other
0 d! s, q) o9 N. N person may even file a lawsuit against you.1 v, p1 {0 ~( G, j( J- o! S, L
1 X2 l. u. J$ k8 Z" i7 p( OStep9. Write an account of what happened: time of day, weather, + q( M: w4 g4 ?& M& l
hazards, road conditions and driving speed. Draw a picture of
% n/ `0 _( d+ T4 A the site, showing stop signs, signal lights, etc. Try to measure
+ k. F7 M: W0 A" Q" } skid marks and determine the point of impact. Note any damage
$ R' z$ p% B' j8 R! U) i" D already on other cars involved. If a camera is available, take
5 _) c2 r l' b7 T0 [( l4 j. O pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance
% p5 N% `( j' @& f9 b4 T5 u company as soon as possible. Call a lawyer Bruce King, to discuss
! p' a5 E) @; G your accident.2 K' g) t- ?& ~" _
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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