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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car / ? |, f* V6 N. Q: F2 R W, }
cannot be moved, turn on the hazard lights. Turn off the w) q' R( w3 `2 }+ _( v
ignition. Be careful when exiting your car.& T+ {) l( E; K
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Step2. Determine if anyone is injured. Do not move an injured person.% L# r8 e, t; u7 j6 Q+ ^
8 ]7 ?# n* m& d$ m+ E/ j7 cStep3. Call 911 for the police and ambulance (if needed) immediately.
% ]& k' g& S7 @4 E# N6 r Report any injuries.
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# T; p H+ Q, y' oStep4. If another vehicle is involved, get the car’s year, make, model
. F' l& N! U/ z2 ]+ X and license plate number; the driver’s name, address and license
- w. }6 j* w; k6 w4 s) X number; and the name of his or her insurance company. If the
8 M8 _) I) D/ ?+ V# R driver does not own the car, get the name of the car’s owner.
7 k k1 K4 W# g0 b% d) u, J4 G Write down names and addresses of other passengers or + l8 d3 n" D. I& r- S9 ?
witnesses. If you have a camera take pictures of the accident ?9 h8 Z: K0 Q9 y' b
scene.
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9 N5 @+ V$ m. Z; VStep5. The police officer will give you a copy of the collision report.2 u6 o3 ~& z J% [5 s% L' C
% c% O e7 N! v% Z$ KStep6. Cooperate with the police, but do not admit guilt for the 4 o3 _6 V& p" c: y# C& F/ L7 B
accident in any way. You may be required to show proof of * \! Q# a( g! b& k) S* L
insurance, but do not reveal how much coverage you have.* s* o, F. r. q$ w" R2 w& }* D
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Step7. Do not accept any money the other driver may offer. By
, [7 B$ I* Y. U) a3 z9 F accepting money, you may give up your right to file a claim
* J X9 [, `' B0 p- ^ against the other driver, even if the damages turn out to be
; ^. W; [6 w7 C8 C4 S more extensive than you first thought.1 w! G/ F* F- L
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Step8. Do not agree to forget about a minor accident. You may see) |! I6 \2 f2 \* ?
later that there were hidden damages or injuries. The other; O* F+ b/ G1 e6 \$ l8 L( I3 Y
person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
8 S1 n* F1 H i% f/ c. L% N hazards, road conditions and driving speed. Draw a picture of 4 Y8 I$ a8 g( a$ q+ E7 E
the site, showing stop signs, signal lights, etc. Try to measure ' K# u8 x5 N. p5 S/ H8 O1 D
skid marks and determine the point of impact. Note any damage X2 q& k F0 [; n) w* A/ M1 l
already on other cars involved. If a camera is available, take % B+ @0 r. f! E8 n
pictures of the accident.9 x+ c! `, s' v8 N7 g9 [
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Step10. Report the accident to your insurance agent or insurance
0 {, c6 ]3 X: l; `, H+ h) w company as soon as possible. Call a lawyer Bruce King, to discuss2 d3 a2 j4 b0 V, R) z% B9 P
your accident.' z: D9 u4 b1 n
! v- l% j+ o/ D4 E$ ^[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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