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 What to do if you are in a car accident( v4 L2 M3 q, w% ^( Z0 U
* r9 ~& q0 w: S4 [Step1. If possible, stop your car in a safe and visible place. If a car
) E; d$ ?/ K b( O7 O cannot be moved, turn on the hazard lights. Turn off the) @& C {% [8 N" M- @/ |
ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.9 Q: ~4 I1 g/ o" s8 L) P8 d
2 [) J7 U7 v& b; b: t4 Y$ `4 ^/ S5 cStep3. Call 911 for the police and ambulance (if needed) immediately. * w+ H( a1 i: r3 s
Report any injuries.3 ^8 y6 Q. K2 i* ~2 o+ C3 |7 {0 I6 Y
2 d. U( f8 L+ M, J' S: X" K; vStep4. If another vehicle is involved, get the car’s year, make, model " [! x; B. y4 }8 e
and license plate number; the driver’s name, address and license
4 c% r* N# k M) x number; and the name of his or her insurance company. If the
, G" O4 i7 B) h9 L% `# G% i& W driver does not own the car, get the name of the car’s owner. 7 C. |3 h9 o2 H4 |6 x! H$ M9 c
Write down names and addresses of other passengers or
4 I6 U+ C+ n* d" l witnesses. If you have a camera take pictures of the accident
: t+ {5 B0 r |- {" O1 W: _5 _ scene.
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Step5. The police officer will give you a copy of the collision report.
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! M, N d: ~+ o4 x: ?1 `( x' `Step6. Cooperate with the police, but do not admit guilt for the , J1 ~: H7 I6 H! d D0 Z# `/ L' c
accident in any way. You may be required to show proof of
$ F2 S& w* F# ~ insurance, but do not reveal how much coverage you have.2 I0 y4 d- z: D$ G
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Step7. Do not accept any money the other driver may offer. By
, l/ |/ S# Z; Z# d f accepting money, you may give up your right to file a claim ' ]: w' ^+ `7 c( d! _0 t, G
against the other driver, even if the damages turn out to be* u- V6 |/ }, a) n
more extensive than you first thought.
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, w8 F. V T) f9 b6 ~Step8. Do not agree to forget about a minor accident. You may see
+ W: L; t# [) ^: G5 j% b& n later that there were hidden damages or injuries. The other) P- E7 W4 |* D0 }0 G, a
person may even file a lawsuit against you.) c0 `" {$ z% q" r$ k# m- t, N
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Step9. Write an account of what happened: time of day, weather, ; Q- ~( p" }2 [; D# e" A
hazards, road conditions and driving speed. Draw a picture of
% B K1 s( \4 \; f the site, showing stop signs, signal lights, etc. Try to measure
) t8 N% A3 g7 O1 U skid marks and determine the point of impact. Note any damage
" d, [' M: E: G/ M already on other cars involved. If a camera is available, take
: Z1 W) n$ R0 u4 m$ w pictures of the accident.
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* P8 x# _, U; O& H3 N" q+ EStep10. Report the accident to your insurance agent or insurance % d# f1 e8 n" U/ |; d u
company as soon as possible. Call a lawyer Bruce King, to discuss
F2 ~+ ]% \2 T6 Y0 i3 o$ @ your accident." q- h: N7 Y- V
& N7 v& ^ |2 V0 ]6 Z O[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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