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 What to do if you are in a car accident
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1 b+ _5 [: M9 T G; v3 ?Step1. If possible, stop your car in a safe and visible place. If a car
~9 O. e0 j) {' a cannot be moved, turn on the hazard lights. Turn off the$ C( G1 p; K$ O9 ~& R0 m
ignition. Be careful when exiting your car.4 Z E4 P4 e1 Q8 c" p, k; A/ R& r
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Step2. Determine if anyone is injured. Do not move an injured person.% Z* F. Z- K& ?6 O9 _5 l
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Step3. Call 911 for the police and ambulance (if needed) immediately.
6 m& a7 y- v( X: C3 ^7 O9 y) T1 b Report any injuries.3 S) k9 y) G1 O3 u; o4 ~; v( {
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Step4. If another vehicle is involved, get the car’s year, make, model 4 l: W( a) U# t6 W1 c2 ^
and license plate number; the driver’s name, address and license1 y: k0 h2 R2 b9 `( w
number; and the name of his or her insurance company. If the
/ k$ [( h3 z, F! f" S4 F% U driver does not own the car, get the name of the car’s owner. 3 O" h$ h" k3 R8 J% X
Write down names and addresses of other passengers or
& S! B6 v2 V6 D. F! ^' K8 t; D witnesses. If you have a camera take pictures of the accident ) E: f8 s5 X% r5 |
scene.2 Z) v. O2 c( p' W! v: G
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Step5. The police officer will give you a copy of the collision report.1 d. Z0 J$ Z* v
+ r2 x5 W: q7 e4 U. @Step6. Cooperate with the police, but do not admit guilt for the ; ]" ^' ?4 Y4 q4 E- j4 r
accident in any way. You may be required to show proof of
% G. e# t) |" W5 K+ [$ q& s4 i5 p; }; ]8 h insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By) ^: V/ l& e3 d( s. f) j) \
accepting money, you may give up your right to file a claim / H0 |4 R) S' T* ?# S
against the other driver, even if the damages turn out to be
5 M8 c, [: U8 C& y3 x% v; m( ^ more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see* h$ ?9 n0 l; B
later that there were hidden damages or injuries. The other
" J2 ?2 m* u7 ~2 V: k7 \3 d person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
, p& D. U/ Z: l hazards, road conditions and driving speed. Draw a picture of . r8 l. U, N% M! ~) R. C, ~/ k& F
the site, showing stop signs, signal lights, etc. Try to measure $ Z9 ~$ R: O y: _8 P9 k: p& ~: w q
skid marks and determine the point of impact. Note any damage
: i6 p4 E1 C: H3 Y7 a: ?" m already on other cars involved. If a camera is available, take
+ ^9 H* X; v, Z Z& H- C( C pictures of the accident.; S) o7 C) A& ^& O% E* }9 [" I, Q s
& V. S @( U# E$ \Step10. Report the accident to your insurance agent or insurance * L8 W# P9 J9 z
company as soon as possible. Call a lawyer Bruce King, to discuss
, h, h' E* M1 ^% O your accident.6 `# J3 c6 C& `: x
7 t* U) q* D" | D; r1 B9 b3 o[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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