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 What to do if you are in a car accident
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# d' S3 W k8 AStep1. If possible, stop your car in a safe and visible place. If a car
* [8 h) S1 ?) ^. E$ y: P2 } cannot be moved, turn on the hazard lights. Turn off the- u; P3 w$ G% r+ J3 g
ignition. Be careful when exiting your car.4 A4 I9 H, T9 k4 }& q8 c
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Step2. Determine if anyone is injured. Do not move an injured person.% r Z+ A) { [) q k
9 T) ]8 {0 ^1 E( l: [Step3. Call 911 for the police and ambulance (if needed) immediately. 1 u6 l( a3 C5 ^; O& A. b- M
Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model
( E9 P7 O" C( d and license plate number; the driver’s name, address and license
# ^/ L2 |! P+ g2 Q3 u number; and the name of his or her insurance company. If the
5 s0 }# v' B# N4 { c. t driver does not own the car, get the name of the car’s owner.
" Z& w' {/ y2 D Write down names and addresses of other passengers or ( h6 p+ j0 R8 K2 ?+ M; t K
witnesses. If you have a camera take pictures of the accident ^0 M+ C" q! l( n! d" u% K
scene.
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9 I r f( R3 j% H0 sStep5. The police officer will give you a copy of the collision report.+ a! v3 ?" D% P
3 ^. |* m- w( e& xStep6. Cooperate with the police, but do not admit guilt for the 6 W3 K' a! G: t/ ?' B. _7 p5 }1 A
accident in any way. You may be required to show proof of
- [4 K5 K: ^2 {/ ` insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By
- W& D6 K8 E& ?' y) P/ p accepting money, you may give up your right to file a claim * Q" W7 \7 J! x+ s/ g4 C
against the other driver, even if the damages turn out to be1 |2 `/ H, C; Z) B, r: @
more extensive than you first thought.0 z' s" l6 j/ p5 _6 d7 H
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Step8. Do not agree to forget about a minor accident. You may see
) z5 B& |3 ~6 _* | later that there were hidden damages or injuries. The other* J* v; U. @ Y" Y0 v! P5 O
person may even file a lawsuit against you.% |* V) h! K( J, D8 x! t/ J
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Step9. Write an account of what happened: time of day, weather, , D. D6 |; n1 G0 v$ b8 B
hazards, road conditions and driving speed. Draw a picture of
( O* i" b$ a3 T% n9 i' z$ }3 } the site, showing stop signs, signal lights, etc. Try to measure K, b3 V) E. Q
skid marks and determine the point of impact. Note any damage3 n9 j( B' A0 g
already on other cars involved. If a camera is available, take
. c9 ^, F; w4 [( F/ I" X pictures of the accident.- R# l6 B2 m! K" g( q% `
/ a9 N$ b1 m" r% X; P" dStep10. Report the accident to your insurance agent or insurance . j2 j9 ?1 c: P8 Z
company as soon as possible. Call a lawyer Bruce King, to discuss
* k4 L6 N- }. e3 U your accident.1 ]3 | h5 b, {5 l" \
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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