i do not why your insurance company will surcharge you by 20 percent.; U/ n; L0 q7 z/ S( L
what is the name of that company?; U' L( y3 L9 A( n% o6 L2 U7 G
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state farm has no such surchage at all . unless the added driver is under 25 years old.call 451 3666 for more detail.