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Step 1 Do you qualify
6 x j% c4 m- G/ R2 g6 STo qualify for the survivor’s pension, you must:6 [. z( o) b9 W$ P; @! |
- i" T2 Z/ c( B; a% S. \be legally married to a deceased CPP contributor1 `5 X3 s. }, f- e; q
be the common-law partner of a deceased CPP contributor8 @+ R: N: q; o: J
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The amount you receive as a surviving spouse or common-law partner will depend on:" J, f# m" O1 ^- k
( ?; g1 p. o* J( @. e# c1 w- A- Vwhether you are younger or older than age 65$ @+ ` W C9 i
how much, and for how long, the deceased contributor has paid into the CPP2 M& \+ V0 Z1 s
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.% Y& Y" m; B9 h6 C8 V
3 j/ {& h$ n5 Q% lIf you are age 65 or older
$ q) @% Y8 ^# M; ]6 h6 l/ p% vYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.. h1 h% Q3 }) P/ v5 @
8 z! { ?0 j ~If you are under age 65
* R. W& d0 G+ vYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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