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Step 1 Do you qualify6 u4 Z: B1 }, N, [
To qualify for the survivor’s pension, you must:
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) @8 B" r. S" c5 Ibe legally married to a deceased CPP contributor5 P c# t O- w/ A9 }$ ~
be the common-law partner of a deceased CPP contributor% |, [' X; L3 r+ v- @1 \% Z
: j* Y; ]2 S, V. t# IThe amount you receive as a surviving spouse or common-law partner will depend on: E8 O% m2 A+ L) o
# {* t- R+ T6 d* @4 X; `) Twhether you are younger or older than age 65
6 R0 D- N; C( }, p) G/ H; ghow much, and for how long, the deceased contributor has paid into the CPP9 o. r1 U `3 b! E* p2 l- ?
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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9 v( b9 {" Y7 O0 Q* bIf you are age 65 or older0 c, B4 Y k5 c" [# h) y
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits./ \- W! d; ~% c% X
- k4 k8 s5 t- j$ {( dIf you are under age 655 W+ z; s# o. r4 }
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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