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Step 1 Do you qualify! G0 S* s) Q1 x I* o
To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor% ?- l8 J5 {9 H! d# [% y" H
be the common-law partner of a deceased CPP contributor; y3 Z8 }) h/ b) e% j3 ]6 A9 w
5 k+ q; q" N' y1 X) ?% wThe amount you receive as a surviving spouse or common-law partner will depend on:7 ~/ p- q7 G& N6 N- _
+ C* u0 e# c# mwhether you are younger or older than age 65
. y2 I l1 P0 Z) z) G2 p0 ehow much, and for how long, the deceased contributor has paid into the CPP& B. s( j) T' @- A0 f% F7 \
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
- l+ P9 P$ {: L% `# yYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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, }; O" l( w& mIf you are under age 65
( r, m8 Z' R' c+ K7 Z3 _! rYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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