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Step 1 Do you qualify
F9 P2 d5 d( dTo qualify for the survivor’s pension, you must:
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5 q+ Y" Z% ]1 @2 lbe legally married to a deceased CPP contributor
/ f6 g: f+ r0 v1 R0 u/ r$ u, {be the common-law partner of a deceased CPP contributor% ^2 a& C6 w# a4 c
/ [$ V& V" a3 [6 R. Q p( H# @The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
$ D) k( d- u6 Uhow much, and for how long, the deceased contributor has paid into the CPP: i r+ s: |0 I' s: j( Z
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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. O: r5 A3 e0 }* o" n: FIf you are age 65 or older
' X5 O8 D3 m8 C4 L0 i0 uYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.& [: T" T- i' w7 H
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If you are under age 65% Z4 Z1 \( k3 B* ]% e/ E' d. R2 j, u
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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