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It is time to buy RRSP. I am planning to buy some this year. 8 g6 O+ Y0 u- S/ l s6 m' j2 F* I5 O2 D5 S* U
Do you have any recommendation which bank, or financial institute, and specific investment plan is the best to invest it? , }3 }- X: H/ b2 _ 0 @7 s: N: C4 m( ithanks R2 O, X) u6 N1 N# o7 u0 G
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Too many choices. depends on your risk tolerance and duration of investment 8 r! ^% j: h, G V. v) _9 K3 D4 V9 T! b5 ^
If you are happy with 2-4%, I suggest standard GIC from any bank. Manulife advantage account is offering 3.75% per year for very short term (10 days etc.) 0 j& T1 q2 m2 H" M1 Z% |! C1 F! L5 s) N
For longer term with inestment protection, I would suggest Seg fund where it guarantees up to 100% of your investment on 15years or longer term. The guarantee moves up accordingly to the daily market high for few years and you can sell at anytime with no obligation.. g' X$ [6 h; x0 g4 P( ^1 i0 r% D
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Or you can invest into Income funds that generates fixed income (slightly higher than GIC) or equities as accordingly to your risk. High risk, high return.6 e* S5 }- Y) k# ~: m& G; C9 ?
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[ 本帖最后由 精打細算 于 2007-2-6 13:25 编辑 ]