房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
3 `0 B5 D$ ?) {# g* T/ ~; q/ t现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
; S- V* T2 y3 J8 c* e( j- r; r+ }
8 F/ Y: ^# p% c" P9 j" d1 {! fBecause everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

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) \3 j5 B( u7 c' [理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
  a# w% d7 j! U1 l不是基准利率涨了，是银行减的少了，原来是p-0。7
0 B0 l. J$ E' `: C' B* k: }, S现在只有p-0。6

年底现象，没事

xexe