房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
8 i' p+ l* e5 Y' D
/ c  H5 G" |- D4 ^3 QBecause everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

) O+ g; N& R& F, q
% ]1 m+ d$ ]  z. t* @5 J: E7 r理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
: m9 v6 v2 F9 C: x1 n( B( x8 {- N2 @9 e不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

2 Q- r! {) ~4 G) ]0 m, S& I- n, Z年底现象，没事

xexe