What is the Stable Chronic Condition (SCC) option? + O1 e0 d$ S8 K1 A$ }# SThis option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible).+ o& L8 d/ q) O, Y$ q! [+ _
When the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic4 p1 d Y" Y: U' p* O% ~7 j0 ]
condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and( L2 |* b2 p0 s
• there have been no new symptoms or change in symptoms; and/or U7 `2 G7 z: d& _
• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy.; K0 k% C' f0 d- c! ^* }- z, ^6 r
If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.