What is the Stable Chronic Condition (SCC) option?& z5 N P# j. x8 c) a
This option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible).9 z" k3 y! V, g: O! l6 l
When the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic8 _ M. J. X' X$ k; B" Y" s
condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and # F' a3 m" h, @ [/ `2 i* c( t• there have been no new symptoms or change in symptoms; and/or) x/ G1 K7 ?* J
• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy. / o0 s- l6 |& r# R2 q5 JIf “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.
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发表于 2014-4-13 22:34
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