关于student loan

xtdongs

如题，想请教大家一个关于student loan的问题。 是一次性还清好还是分期还款好？哪种方式更有利于抵税？谢谢大家了！

xtslidan

同问。知道的朋友们快来解惑呀。

JoyceAccSG

从抵税的角度讲，student loan interest 是可以抵税的。

JoyceAccSG

一次性在他们规定的期限内还，不要付利息。
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# q2 I$ y, S: O; X  J9 e5 P% a' o如果分期还，发生的支付student loan 的利息可以抵税。

SheJing

It really depends on your tax margin but treat it as a low interest loan. You can claim interest paid on loan as tax deductable so if your tax bracket is high it will make the low interest even lower. If it gets lower than whatever gain you have on your investment, do periodic repayment.

xtdongs

JoyceAccSG 发表于 2012-5-14 16:45
一次性在他们规定的期限内还，不要付利息。

如果分期还，发生的支付student loan 的利息可以抵税。

谢谢解答！

xtdongs

SheJing 发表于 2012-5-14 16:52
- _- S$ j+ K8 e- Z4 x2 Y+ EIt really depends on your tax margin but treat it as a low interest loan. You can claim interest pai ...

% X6 @; y# X- }4 H; tThanks！

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