# m! A, E* r* ?* m) O# y
走着不是更省钱?5 S3 i8 H/ v: `) q. W
这事儿好象不能完全用钱算吧。大人都上班,这几年的工作经验为以后的几年打下的基础是用钱没法儿衡量的。另外,讲个真事儿,我一大学同学一毕业就结婚,当年娃就生下来了。说“为了孩子”,所以班不上了,就在家全职带孩子。当然,她自己觉得自己家孩子最聪明,这是别人不可能对其辩论的。但,绝大多数同学,跟她基本没法聊天。
factors to consider if purely from tax perspective: 4 x \& Q+ J0 _8 P5 \2 f: Y 1 x2 Y0 F' f c. V5 C; ~: qtotal additional income 1 f6 W0 K4 d0 c
total taxes paid (assume it's not a cash job)) f, N) _ [9 c& h
total tax credit transferrable to working spouse + k$ E) H5 u( ]( [total tax credit for child day care 5 ?. B; C" b1 U# a O7 ^* b( Xtotal day care cost / C I* m, V# ]* v5 x. b5 w: ]/ f p7 N. X' I, C
so the formula is: : l3 M6 |$ R; d% m7 w( T5 C- l0 H+ G7 J+ X: J* c
total additional income - total tax paid - total transferrable tax credit to working spouse (this can be claimed if one of the spouses has 0 or very little annual income) - total child day care tax credit =/</> total cost of day care.