The rate is prime rate plus 1. 8 U x7 v/ _* v3 ]$ B2 } O! V; e# u+ h
You can pay back whenever you want. % `0 S/ @# c9 r; u1 m! g & r; P0 W5 W2 d' s9 wAs I know, the first time if you borrow over $30,000, it is service charge free. Otherwise, they will charge you some money. Anyway, not too much.