ING direct. If you ask me as a referee, we both can get $13. 8 Q, S3 N, W, y3 W5 i( X ! x/ E2 h& x( H# A5 HING is eligible for CDIC, which protects your money up to $100k for all member of CDIC. $ f+ N. z6 v7 B% m$ g$ I: T d0 R0 m! b# L1 VING Current rate is 3% daily.