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原帖由 过路客 于 2006-2-7 08:04 发表
8 d5 ?/ l. I6 X请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? ( h/ d( C- g4 b( @+ }3 R* T
House Price = 280,000 : g; [( @7 _; J) y" M5 h
Down Payment = 98,000 (35% of total price)& a Z( A! A6 S: K; c% a \- \
LOAN = 182,000
% D6 K1 Q% ~/ r) _INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
6 _' |. U% j! ?$ ?3 pYEAR = 25
' _, N) n7 K* l9 w% t- ~1 P; R7 fMONTHLY Installment = $1,034 * N" ^6 v k4 L$ t
4 }+ s+ a6 u8 H# Y/ Q& I
Property Tax : $250 / m: V e: ~8 m, r6 N" s( N6 Z# T
Gas+Elect.+Water : $350' e9 H4 |% ?! Q( |3 Q" I
Misc. cost: $100: P, W$ M$ \) v# ^# y
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5 o a2 ]/ l' u1 yTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
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1 G9 V4 f" p( G) A" g[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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