 鲜花( 645)  鸡蛋( 4)
|
原帖由 过路客 于 2006-2-7 08:04 发表
1 G |: i5 V2 e0 J$ B+ \4 x: G请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 1 z7 i3 y% m7 u
House Price = 280,000
) e, U( _/ p: A4 g( `: J1 K! ?Down Payment = 98,000 (35% of total price)
! b, E# g6 C- r5 m6 ^ ]LOAN = 182,000
4 N( Z) `5 A* v2 m! pINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) ! v( v3 l# F1 K/ f
YEAR = 25
7 [3 S, N P& ZMONTHLY Installment = $1,034
, p- }, s, Z( B: f7 p: n3 m$ M0 {4 z& [
Property Tax : $250 5 O( A3 X7 a' M( |' z( k! _
Gas+Elect.+Water : $350
% T+ d; s2 O5 ]& L$ d4 b, wMisc. cost: $1002 k* B, E }0 B
______________________________________________________________5 n7 i9 ~& {9 E% C
Total Monthly: $1734 (Just a rough estimate based on rule of thumb). ]0 [. m! K6 k% q3 {, u
, R- J5 X* C- ^+ f[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
|