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原帖由 过路客 于 2006-2-7 08:04 发表6 }9 Y: U5 p4 f' L# P, q3 z8 w
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? $ H9 k" G; h/ D0 ?% A. w
House Price = 280,000
6 w7 G7 @, }4 X) l: q, eDown Payment = 98,000 (35% of total price): b( p/ @, [& t( `, d3 C
LOAN = 182,000
4 e1 _; {( y* |9 dINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 0 K/ V" s9 t1 n# {' j% K/ U
YEAR = 25 ) a3 q) v, G. U( ~& z1 K5 P
MONTHLY Installment = $1,034
* ]% A$ T+ X Z( [: U1 a# D7 X$ f' h1 B- F/ q- P1 x0 K S
Property Tax : $250
1 g2 N5 y( K/ F W2 i% OGas+Elect.+Water : $350
& M7 R7 N# e y) ]$ E$ YMisc. cost: $100
4 R9 ?. `8 m _) K. R0 y4 w______________________________________________________________
1 H* `; J. r m4 d* J, i* w6 bTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)# A* K7 ~/ _6 i' `* P+ p
9 m$ S: j8 ?1 O[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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