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原帖由 过路客 于 2006-2-7 08:04 发表$ D& L( Q& {: {6 h0 a) o
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 4 e$ U) o0 K" O: a4 ~* Z% ?7 {
House Price = 280,000 5 C* X; r) [. M1 Z4 ?' G. K6 F
Down Payment = 98,000 (35% of total price)
# e! i* m2 {7 c4 ]+ JLOAN = 182,000 ' U/ V5 X( x/ ]* }
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) ( r$ w/ }% n3 `% P$ y) f
YEAR = 25 ( P* j. H4 A+ e
MONTHLY Installment = $1,034
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) V9 Y: G' Q( |7 ~& U+ VProperty Tax : $250 3 B/ J+ E$ J& [( T% N+ N9 i! `
Gas+Elect.+Water : $350+ g! i8 M$ d# ]. S& O' c% X
Misc. cost: $1004 A# |# G1 h% N- Q
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Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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. q' z8 K( S3 e7 Z, h' e% f4 C) g[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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