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原帖由 过路客 于 2006-2-7 08:04 发表6 a$ L; J* {, h5 r) h
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? ) l* D& A' D2 e6 e4 {8 j+ m
House Price = 280,000 1 C1 A$ n$ b& H3 p$ s% x
Down Payment = 98,000 (35% of total price)
. W( _" N4 e+ m; C {' `8 G, rLOAN = 182,000
9 P x7 t7 `) X. F8 X' C6 uINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) ' z/ _; u- n4 _
YEAR = 25 2 p/ ]! w* w- n" J/ y
MONTHLY Installment = $1,034
1 x+ c7 b6 y, i6 A4 M7 p# f: _: j3 d1 O
Property Tax : $250
$ P; G" Q6 P9 Y; k! D- mGas+Elect.+Water : $350" [$ ?& [& R( c
Misc. cost: $100
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7 I2 h5 U* _4 x/ o6 N: T+ sTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)9 D6 K1 k1 K% S
8 v" l# D9 P1 c% U9 p5 I& I[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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