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原帖由 过路客 于 2006-2-7 08:04 发表* ~& V) q( m! \3 k: C0 E; t y
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
8 _7 f! _0 ?5 c) IHouse Price = 280,000
7 |4 k% A1 e U- i- X: NDown Payment = 98,000 (35% of total price)
, ^7 G* s. u! [LOAN = 182,000 ' J. F( O: |% R) p# b% G: e
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 2 b0 C8 a/ R8 D- O0 r) g
YEAR = 25 # z% \6 i8 {/ t
MONTHLY Installment = $1,034 ' ?! M9 l( o& } Z
' W# X9 h8 c) J. z5 @6 \+ y5 lProperty Tax : $250 0 G. v$ n5 ^+ i/ L
Gas+Elect.+Water : $3503 [' `' Z' B% r) [! j( p: ]; W0 l$ l
Misc. cost: $100
" t- H( x9 H1 n/ ]______________________________________________________________3 U% G0 e6 K8 ~( [" w' K
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)4 \# Q/ f: N9 W7 z; J
" `/ J( T+ V4 n! c$ q[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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