 鲜花( 645)  鸡蛋( 4)
|
原帖由 过路客 于 2006-2-7 08:04 发表
~) _1 t+ e, H8 H9 _+ M0 o$ s7 B请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
6 A! d8 d* g2 v$ Z/ `3 AHouse Price = 280,000 ' I3 M( X0 N+ E( E
Down Payment = 98,000 (35% of total price)$ }( j8 \: e/ r
LOAN = 182,000
: a3 @3 L% u" }7 M8 WINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 8 S1 V% p. F. B$ _
YEAR = 25
* V" d! Q- y5 i7 C' m# p: sMONTHLY Installment = $1,034
6 P D: R& V5 B1 Q) N' s" t9 _6 r& W& a u+ `/ Z
Property Tax : $250
7 H0 k$ e" X3 P- a1 ]) ^8 ?Gas+Elect.+Water : $350. E& {! g+ t. ~# c! E" m
Misc. cost: $100
1 o+ g) G3 H; T7 t2 E______________________________________________________________
0 M) q/ q; F! p( ~( Y: {. l9 P' N+ lTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)8 t+ L8 q1 {: g" @# q: z
( O. I: h" h" J& [3 ]
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
|