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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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What kind of account did you have in your mind?
4 k. b9 w4 I& Q: [% H5 k你想开哪种帐户? 0 T9 U- I5 H* G. R/ N3 W' f5 s+ j

7 v" G& W# F$ L& f/ EDo you like to open a current account?
, g) |" _) ]" x5 m- E7 H1 w, i你想开一个活期存款帐户吗? 1 p7 a  ]: A( Q

6 b2 R( u) `" S+ n. g# G5 q0 D" r2 JA deposit or current account?4 G. ^: u- ~$ W9 a
定期还是活期?
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Please tell me how you would like to deposit your money.
# N! g  z! @+ g8 A# p# V7 h请告诉我你想存何种户头? + p' x% ]5 A' V9 g
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There's a service charge for the checking account but no charge for the savings.
, ~% v) Q) @, c4 a9 s( v, x支票户头要收服务费,现金户头不收。
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Our minimum deposit for a savings account is 100 dollars.+ i3 D4 K( U& C& J7 A9 r
我们储蓄存款的最低存款额是100美圆。 ' c. w. f7 s, p1 {( i7 _

; @) `4 Q6 N7 e0 W! H3 nFive yuan is the minimum original deposit.0 K8 ]9 c2 l  D2 G3 R  o
最低起存款额是5元。 ' S. [2 ^% R" O

1 l* ~* E4 Z6 X- J2 qYou can open a savings account at any time with an initial deposit of 50 dollars.( e  I/ O" b3 a1 |4 Q1 R5 E9 h
你可随时以50美圆的起存额开立储蓄帐户。 8 t& Z1 E2 V1 [( u2 t
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Even one yuan is all right.
" N& Z. V+ Q/ K  A  c  X3 c甚至一元也可以起存。 1 U6 M+ L9 A1 @4 _: X9 S# w

' E5 i8 Z* A; A7 BHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
9 [) c& D& U& Q- \  w' O, u这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 ! M+ o! E0 ~0 H

) y7 r9 R# j. w9 f' dI should like to open a current account.
5 a- |* y' E$ o/ n7 }+ e我想开一个活期存款帐户。 ( h! Y, _* e2 f' k/ [) j

! O3 y+ H$ p4 xI need a checking account so that I can pay my bill.
0 ]) p1 ?8 h7 Y1 O6 x; ~; u; [$ O我需开个支票帐户,这样就能付帐。
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* i1 f8 B* e7 J! TWe'd like to know how we open a checking-savings account.2 ~0 G2 u* G& G* ^
我们想知道如何开一个支票储蓄帐户。 6 o( i2 ]$ i* _
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I have a checking account here.
$ g0 w" o: M4 }: n$ ~我在这里有一个支票存款帐户。 " S" w. v( Y. ?9 B' _) {/ X- w
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I think I'd like a deposit account.
9 Q- N' Y6 Z+ u6 r( _' D我想要开个定期存款帐户。 . E4 z- R* b% f' L& u' G* I
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Can I open a current account here?5 y1 R' R, p, s! n
我能否在这儿开个活期存款帐户? + W, X7 O" V" G0 `1 E: _" a. p

1 J+ I$ f. w3 lI want to open a deposit account with you.2 f; X  {7 M2 [- m5 H% d9 z- k6 e, q# F
我要开个储蓄帐户。 ; U3 d4 t& L, {. p" c

) x( Z; y! [5 g% q, r& \# e% pI'd like to open a deposit account with you.
) `( `4 m- j: F' J1 k我想在你们这儿开个定期存款帐户。
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3 J  @# R4 D2 f" c: f5 l5 kCould you tell me the difference between a savings account and a checking account?5 j$ h+ o7 X9 A% y
请告诉我储蓄存款与支票存款的区别好吗?
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Please tell me the procedure for opening a savings account.
: x. a7 V( n+ r3 O6 g3 d& n7 P请告诉我开个储蓄帐户需要什么手续。 / I9 k/ c% ^" k* R# q' j

( |8 c/ T- j" d# VWill 100 yuan be enough for a minimum deposit?4 G; ?  a- F9 S2 a% e
100元作最低存款额够吗? 7 i7 ?/ x' _+ }
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
7 V- n9 v( O# Z$ k- `8 L8 [% z0 _我想知道开一个支票帐户200元存款是否够。 5 ~7 a! u) t, d0 P/ s

& A& x# \) C. HCould you tell me how to operate this account?4 G) l' t$ l; N3 T+ o1 N
请告诉我如何经管这个帐户好吗? / {8 f( C, w# N% g
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Is there any minimum for the first deposit?
+ R$ f$ m3 d! F9 v' Z第一次储蓄有最低限额吗? 5 F7 T5 I4 d1 t# W4 n" t# ~
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How much does each account cost?
/ V6 W0 g; ^+ j7 P每个帐户要花多少钱?
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Useful Phrases # U3 R' v' P3 v4 l) I& U4 G4 |
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current deposit, current account 活期存款. Z6 k  c1 i6 J- p7 ~
fixed deposit, fixed account 定期存款* T  h1 y9 h4 g  i6 `  u
fixed deposit by installments 零存整取
8 X- h, j* M9 ?) e: T- e/ ~8 `joint account 联名存款帐户
# M1 x, ^4 ^* X3 Jto open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款+ H* Z! f. t+ ~* C" E2 Y7 E7 W

: j! M* j9 T+ J+ ?: H! O  w$ u9 e6 M( iHow much do you want to deposit with us?
  ^; w% h  p$ V0 `! @8 x, j* N, d$ N; \你想在我们这存多少?
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+ [$ X: `, j' ^5 c& E1 o3 ^How much do you wish to pay into your account?8 D7 y4 {* _0 ]# ]* }
你希望在你的户头上存多少?9 F! X$ S/ {1 k' R2 K

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How much money do you plan to keep in your account on a regular basis?" v  ]: B0 ?# k3 K8 d
你计划在你的户头上定期存放多少钱?- u" s" r) o) G
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How much cash do you plan to deposit in your account?' {& _! x: b4 O! V
你有多少钱要存入呢?, g2 X8 n' o* E' t- \
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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.; e0 U: h* W) y& Q: K
我认为你可把钱存入银行,或留在银行暂保管起来。. g) F" R+ e  G7 c% @" k/ I/ X

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, F8 S2 m/ D% \  v6 ]Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
# N* c4 ?4 s: u! S* ?请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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: `. ]! v% o% @. u) p2 V( b( GI want to deposit 300 yuan in my account.5 f& J7 V  x) M* P' k& O
我想在我的户头上存300元。
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/ h" c6 X: T$ Q! C' ~I want to deposit these cheques in my account.
  Z! M6 r4 m+ n8 c我想把这些支票存在我的户头上。
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5 g5 _# _" d# m3 tI'd like to pay 200 yuan into my deposit account.
# j3 p5 a' T; M9 K2 I9 c我想在在我的定期存款户头上存200元。7 _$ N% P/ Y% @- z- J+ b. v! w) }
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5 A3 U' ?+ a+ I8 U1 v8 l) AI want to deposit my paycheck.! v5 p. x$ o- x: x% d+ [
我想存入我的工资支票。
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" e( U$ |1 V) b+ D+ vI'd like to know whether I can cash a cheque here.
( m% h  n! L( F$ n我想知道我能否在这兑换支票。( ~8 N8 r3 s( b4 [0 E
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Will you please cash this traveler's cheque?/ w# w/ C/ `* Y
请兑现这张旅行支票好吗?* ~+ `+ o: ~2 N( e2 Z1 q* z3 v

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4 q  O( i3 X+ e2 e) ?I'd like to cash this money order.4 p4 I+ e- O# T" b) D' C5 `6 w, G
我想兑现这张汇款单。
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" K, E# B+ v6 j& \I want to cash the balance of a traveler's letter of credit.
1 \) M0 {6 f: n- O* }4 |我要把旅行信用证的结余兑现。
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: n# C. Z, U9 }* l. i- K3 ]/ tWill you please tell me whether you charge for cheques?) I7 a6 `- `) @
请告诉我兑换支票收手续费吗?- s5 G0 S( c; N- b5 w/ M

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7 X8 k# O* J6 Z) y# s1 lCould you tell me how much the checks cost?2 R9 I* T5 J7 }9 g. o' u
请告诉我这些支票要花多少钱?
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; X! f# {9 ]6 V& d; @3 c  d: e0 FWhat if I overdraw?% J* ]4 d0 A( Y' A6 L5 U: |
如果透支了怎么办?' P& Q' P  Z7 K9 B: P; g
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, k; s0 S9 O5 D6 a' e* C1 {  I2 nPlease sign your name on the bottom line if you want to cash the check., T, G# c' {! T! Z
如果想兑支票,请在底线上签名。5 Y- Z$ y8 S, a4 u( L9 u7 `2 z+ o
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. M  [6 L+ k9 r) g( ePlease write your account number on the back of the check.$ W# W- \7 K9 D+ c
请在支票背面写上你的帐号。
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We honored the check as the overdraft was only 5 yuan.0 X( D) G" A' E: M4 ^8 u
我们承兑这张支票的透支额只有5元。( E! T' P& f+ ?' F
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Please endorse the cheque.
, |4 n) B4 i( o! r! H: L0 O请背签这张支票。1 d( Q7 A& m2 F
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The traveler's checks cost 1.5% of the total amount of purchase.( A* ~/ U5 [5 k5 P! u
旅行支票手续费是购买总额的1.5%。
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8 G1 R6 ^  s+ PHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open"., ^/ T: E2 g2 g# ^$ K
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.. K+ _; a& k) p: h: T
你每开一张支票将花2美圆。
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Useful Words and Phrases
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account number 帐目编号9 N! o2 f- y- W
depositor 存户# P* S5 U5 G$ l& ?/ J. ]
pay-in slip 存款单/ D, b9 Z( C$ m8 a6 q% {' P; N
a deposit form 存款单
$ ^) j% `" c6 r6 |) ]! Da banding machine 自动存取机
( k  ~& {0 v* L" pto deposit 存款
: [- W4 U+ d8 K1 r) wdeposit receipt 存款收据0 `+ @! U) n& R; T
private deposits 私人存款
5 G1 o8 f/ t. Q  Q( i; ncertificate of deposit 存单
2 s& M3 J, |9 a& u6 S4 R1 odeposit book, passbook 存折
! n; _- e9 u, k9 Pcredit card 信用卡
% E- d. l  x7 T/ F$ ?$ y" x5 Qprincipal 本金! f/ u" J$ g* R8 L" B! _
overdraft, overdraw 透支& V. b! W- W" q& N3 I5 j
to counter sign 双签
* o( \/ h7 j9 l8 Q: J0 eto endorse 背书' ]9 J; d3 }( D8 v! L
endorser 背书人
9 h5 z( }0 W4 K# U' ]6 xto cash 兑现
' A# ?$ a7 L0 ?# Qto honor a cheque 兑付
6 p6 v0 q; X2 K! ]' p7 Vto dishonor a cheque 拒付) k" y  z7 m( U4 e5 w' h1 C8 B1 q" |
to suspend payment 止付  X- w- z6 V- h1 T( x: B
cheque,check 支票
( @, f4 e! c( C8 \6 icheque book 支票本
( J! @+ U4 |+ R0 J2 N4 Rorder cheque 记名支票
# s4 u9 ]: c2 M# w3 C0 ?bearer cheque 不记名支票, I1 W9 c. h- M
crossed cheque 横线支票( y  ~% B5 ~4 X1 A5 O: i
blank cheque 空白支票, W- g/ o) v/ N/ V+ ^( Z7 R
rubber cheque 空头支票. Q5 ~% {. a* A1 b* B
cheque stub, counterfoil 票根7 ~8 h+ I, K9 F% |
cash cheque 现金支票
2 ~: ]1 A8 d. Q! G4 |traveler's cheque 旅行支票
% g; ], |$ r2 i+ A5 acheque for transfer 转帐支票/ ~1 {" [: s- J' ~" Z9 F
outstanding cheque 未付支票! p/ z. b8 F) F+ A2 _" x
canceled cheque 已付支票
; G" n- m0 w2 r9 e# M- j4 [# F; }  vforged cheque 伪支票
( c" b' k3 x4 F5 o' tBandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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; i4 `/ m/ K" H: |I'd like to know if I can draw on my account for payment of things I buy in Tianjin.0 x+ K) A5 p6 Z8 V7 v( u& r  [
我想知道一下我是否能提取存款来支付天津购物的费用。4 M* S/ U! \, h( P

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I want to withdraw 200 dollars from my deposit account.7 _% R3 E! t+ E3 W7 F+ r. H
我要从我的定期存款中支取200美圆。' P/ Q0 `- W, I
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4 {; V- [, @* p% }I want to close my account with you.
3 y: n  ^+ s5 C- o8 n; Q! n" G我想结束在你们这儿的帐户。- T5 P) T1 i# E5 }) x) j& V# j" u! U

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I'd like to draw 100 yuan against this letter of credit.) R4 G" x  K! h0 j: f) e
我想从这份信用证上提款100元。
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  Z5 t# B" q$ M& g8 DMay I draw money against the letter of credit here?
9 R" m9 ?4 N+ ?  r/ J我可以在这儿用这份信用证取钱吗?
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Could you tell me my balance?
" J4 U* A" K3 q- _1 X能否把存款结余金额告诉我?
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' ~: {" V% A6 M7 ]6 @+ hPlease let me know my balance.* w0 A0 D, a3 o6 \! }
请告诉我结余金额。
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I think you can draw on this account by cheque in payment of goods.& N1 f6 j" b, P
我以为你可用支票提款支付购物费用。
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Your balance at the bank is 300 yuan./ f% r1 P- _; f6 ]/ ]  M8 a9 X
你在本行的结余是300元。3 [" O" _8 ]# m% \

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# O0 Y; Z8 ^* e; {$ YYour deposit is exhausted.- N: `* j6 x( H+ u
你的存款支净了。
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Your letter of credit is used up., T. ]+ d6 i; n* x0 d+ I! N
你的信用证用完了。4 T8 g2 Z4 n7 b

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Please tell me how you wish to draw your money.
1 o- B9 Q7 W' c请告诉我你希望怎样支款。2 [2 t9 v' y! k8 u- p/ r( N" L6 n

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* K+ F$ i8 L7 kFill our a withdrawal form, please.5 M. C4 U) t: `; `+ y
请填写取款单。
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The letter of credit is exhausted.
: A+ F4 |( S( z" U# U( [信用证上的款子已提清。
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% `6 b4 |, q$ R% S/ bThe letter at Counter 6 will pay you against your number slip.0 L2 F( Z# s. O( q
六号柜台的出纳员将根据你的号码牌付给你钱。 
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Useful Words and Phrases
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to close an account, to clear an account 结清
' F2 d. y6 k& j$ gto draw money 取款& V5 [2 E) p6 c) U* ~
drawing-out slip 取款单$ R. i0 `# B) r4 q" V0 X* H# J' G4 ~
the number slip 号码牌
/ ~) U6 k* `) p( c( z, xa withdrawal form 取款单* d8 m' B0 J) n% b) ^$ s
to fill in the receipt in duplicate 一式两份填这张收据
( [( G, t  c% \teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
& z4 O; h" b* D. u' g+ f5 P' V5 {好,已收藏!
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Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层

9 h% i( |% p5 z9 D' L+ H- A5 x
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
路过~~~~~~~~~~~~~~~~~
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