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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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% a( m, J- k8 c' @7 gWhat kind of account did you have in your mind?
9 B: j- z, e/ P3 W你想开哪种帐户? : g3 t' f" ^9 w7 X9 B; i5 h' R
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Do you like to open a current account?7 l& o1 B9 q: T; ~& K) v
你想开一个活期存款帐户吗? + G6 i% H6 h2 H" w, x
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A deposit or current account?+ y) I/ q& G. Y* q; F
定期还是活期? 7 Q2 e2 E, J9 j4 C: K6 K6 `1 Q

( }2 p  |. U/ g  k, ]" B& sPlease tell me how you would like to deposit your money.
2 d# g4 e5 c5 m" a- Q请告诉我你想存何种户头? ; k+ t" P3 L( H+ n) w* q& ^& q$ y
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There's a service charge for the checking account but no charge for the savings.
9 s! |; J. k( B9 }9 E5 E支票户头要收服务费,现金户头不收。
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Our minimum deposit for a savings account is 100 dollars.' V" V& o6 y5 H7 J1 u5 _
我们储蓄存款的最低存款额是100美圆。 ! q; z* i  Y7 R, r  u
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Five yuan is the minimum original deposit.
  f7 [$ p7 R; N( ^% B! R3 U最低起存款额是5元。 & L# w8 X4 Q& b& D

4 n' C& H' J4 I4 c4 |You can open a savings account at any time with an initial deposit of 50 dollars.' w3 n5 Q6 D% h/ K, }* \+ H1 m; r
你可随时以50美圆的起存额开立储蓄帐户。 9 {  M) x7 f, U0 L- i
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Even one yuan is all right.8 g. u1 y& u$ w) u( f* K# Z5 N
甚至一元也可以起存。 ' Q8 q, d& h2 `3 ^
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
) C5 l2 j% |% G% \这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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I should like to open a current account.
* I; w3 E- f6 k7 Z+ _我想开一个活期存款帐户。   l/ i& b/ v% l/ Z( x3 k) \. Y
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I need a checking account so that I can pay my bill.$ n) S3 U6 ^2 y- E
我需开个支票帐户,这样就能付帐。 . E  x6 e( o, p0 b5 L/ c0 v
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We'd like to know how we open a checking-savings account.
+ h) F  F; v+ w3 g3 h+ ]0 G我们想知道如何开一个支票储蓄帐户。
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I have a checking account here.
& Q1 }8 E; ?+ N% L- Q  Z+ [我在这里有一个支票存款帐户。 - h2 n5 i7 y" p) N& O

2 j5 m0 h2 f' ?I think I'd like a deposit account.! X+ @" ]4 e5 W) I. x; \, [) D. N$ _
我想要开个定期存款帐户。 " b1 y4 f, y# |+ r+ u8 m
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Can I open a current account here?
1 }4 M- p; v7 m, C' g我能否在这儿开个活期存款帐户? ( ~( j& @: E$ s$ N. K& ]- Z# v/ Z

7 |0 R( ^! X( ]/ {& z( b# L9 LI want to open a deposit account with you.6 L2 L& X, w: h6 _
我要开个储蓄帐户。 ( F! x1 m! T8 _" x( F3 _8 S

) J9 v7 I) q* {0 l7 ZI'd like to open a deposit account with you.
) W. w* }7 q7 `, K我想在你们这儿开个定期存款帐户。
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Could you tell me the difference between a savings account and a checking account?) V! [+ h" [  S' f1 U
请告诉我储蓄存款与支票存款的区别好吗?
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* Y$ a; z1 E; {' _  UPlease tell me the procedure for opening a savings account., x5 ]& r. ~2 A; c7 h2 d- i, I! _& h
请告诉我开个储蓄帐户需要什么手续。
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Will 100 yuan be enough for a minimum deposit?
4 B( L( o$ B, J' U; @100元作最低存款额够吗? ! A$ s; {7 I+ B+ D# A5 e
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
2 o& N) j$ u1 t6 b: T5 {我想知道开一个支票帐户200元存款是否够。 2 z! g- s4 v2 P# ~2 [1 b
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Could you tell me how to operate this account?
0 Y. p" U# d3 M, u5 D6 Q请告诉我如何经管这个帐户好吗?
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" q' b2 c. o" z1 H" wIs there any minimum for the first deposit?& N( [1 \7 V% |7 i- ?
第一次储蓄有最低限额吗? $ @, ~6 Q# d6 U3 X8 y) X

7 q2 r5 D$ }+ y- D; {  @( sHow much does each account cost?$ H( |$ x; Y5 O% \( J3 q
每个帐户要花多少钱?
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" P% ~, I$ k, t1 z. sUseful Phrases ; U0 s/ y- v6 p" |$ N0 ?1 K- S0 _5 H

' Q+ _1 e6 D% f) }. q4 Zcurrent deposit, current account 活期存款
4 c9 ?% C5 r) N& Ufixed deposit, fixed account 定期存款
, \: O7 p6 ?3 K+ u4 ?fixed deposit by installments 零存整取) L! G# n1 Z+ g' Q+ s! @
joint account 联名存款帐户
  R  j& v9 ]/ cto open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款5 L' J+ V5 r' _* ^
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How much do you want to deposit with us?* o% n1 c* |$ B# C. V1 a
你想在我们这存多少? ( v8 c" u1 c2 T+ i/ @& Y  U# S

8 g0 g0 }& f1 p6 S: VHow much do you wish to pay into your account?
) g3 c$ b" i9 s% K6 g; P  I你希望在你的户头上存多少?
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$ P$ S3 W; _( ~: D* O9 O. GHow much money do you plan to keep in your account on a regular basis?! v, h9 E& O% D1 |
你计划在你的户头上定期存放多少钱?1 g7 {- C$ f; G6 l9 s! K1 Z

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How much cash do you plan to deposit in your account?
+ r1 |0 |6 b* |* Y, @& n你有多少钱要存入呢?
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$ x* D( U$ E# h% `4 q# oI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.: l& B; u+ k* f! y" d- ~1 m
我认为你可把钱存入银行,或留在银行暂保管起来。! Z& C: e, y) g
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- Z9 U) U% u& l5 {0 pWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
( R( }2 U+ I- Q请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?) b7 `: J3 q  K. _8 T
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I want to deposit 300 yuan in my account.
' B- Q5 h: r0 Y& b( R3 I我想在我的户头上存300元。
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  r5 e4 ~. O* N2 d7 `! vI want to deposit these cheques in my account.) d% L: h6 z8 n
我想把这些支票存在我的户头上。
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7 y+ P! i1 F! o/ e0 S3 D0 yI'd like to pay 200 yuan into my deposit account.  C7 l3 H# l( ?0 \0 j
我想在在我的定期存款户头上存200元。4 ?3 C- [; l+ k
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I want to deposit my paycheck.3 }1 k5 X* d" G
我想存入我的工资支票。5 z2 w1 h4 ^# {9 k) X

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- `$ n% X# ?. eI'd like to know whether I can cash a cheque here.
; X) K. U' n5 q7 w2 _我想知道我能否在这兑换支票。
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7 L3 j8 A# _6 O# nWill you please cash this traveler's cheque?) V5 h: X1 t; f2 b* N* {  j
请兑现这张旅行支票好吗?  \+ b7 U4 r- k  _/ y
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I'd like to cash this money order.
4 z: E2 Z! n) T/ |1 Y! U( c我想兑现这张汇款单。
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I want to cash the balance of a traveler's letter of credit.
3 N1 |  E% g! Q; [我要把旅行信用证的结余兑现。
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Will you please tell me whether you charge for cheques?
/ B# G* v2 B! T) e6 L$ D请告诉我兑换支票收手续费吗?, L$ B6 S6 c% g

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- Q1 y; N, A* P$ k' j, z: zCould you tell me how much the checks cost?% }$ I5 X* m# Q0 I
请告诉我这些支票要花多少钱?
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; N0 \8 z. F" n: P6 L- kWhat if I overdraw?
' A1 B6 X3 X* `; c如果透支了怎么办?9 ?" u0 E& P1 H  b
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. Z3 a, d; M& S7 @8 ~7 xPlease sign your name on the bottom line if you want to cash the check.
  h9 X9 J( x0 k8 J: \$ I$ S$ j如果想兑支票,请在底线上签名。" x$ c; e# b4 }
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Please write your account number on the back of the check.( e' x2 a0 [/ s; l' N6 R9 y# T
请在支票背面写上你的帐号。& T. q; O* A7 A( X3 B! B( j
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3 T: }9 ~) o$ wWe honored the check as the overdraft was only 5 yuan.; v. w6 E  D' k7 u' y' ?. K# m0 X+ J; F
我们承兑这张支票的透支额只有5元。9 _; i6 ~% ]3 R, ]0 o
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# T! T1 Q1 i9 MPlease endorse the cheque.8 r$ \- x0 _2 O, f$ e+ v$ y  }
请背签这张支票。2 ^3 i: \% f) V+ K" N

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The traveler's checks cost 1.5% of the total amount of purchase.- F1 j/ u% |( G+ A3 k7 ?- y) m: u1 l
旅行支票手续费是购买总额的1.5%。% u- h! p7 @2 C& }
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" [6 n. w4 L. C( f  P4 d# eHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
& n! b5 a4 `; i  ]这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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, P1 a$ \5 f. S8 PEach cheque you write will cost 2 dollars.
* s# R' |( q0 ~你每开一张支票将花2美圆。- K: L$ w. w1 r9 s* N% i- ?
 
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3 r! U- e7 a. ~
. M$ G, c4 v3 |. ]9 v/ b% jUseful Words and Phrases
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* v+ ?: `5 v4 jaccount number 帐目编号. {6 g& K) `* n0 z" M" K0 \
depositor 存户
* }  F2 l2 o1 f8 B9 d! _% E8 apay-in slip 存款单
1 L& i) \& f9 I6 P' y! ?a deposit form 存款单) N( D8 k/ A9 a) O5 ]
a banding machine 自动存取机
8 ~* U0 P; h  e% Z; z" ~' ]. V; }to deposit 存款- u7 {! i3 _" H5 n0 z
deposit receipt 存款收据) T: Q2 |2 b4 {* N1 V/ B- O
private deposits 私人存款
9 a: z: `9 ], U% dcertificate of deposit 存单
& w4 o7 \! s6 O- Tdeposit book, passbook 存折
$ `% [/ D5 K2 |credit card 信用卡7 D- s' w; g3 c' P
principal 本金
" j1 s* h# J& q: V  uoverdraft, overdraw 透支
2 X# q3 ?1 d1 K- u/ pto counter sign 双签! y& P5 \% n9 ?) r2 e% G
to endorse 背书$ s9 Q: p" m3 w% p( j  W
endorser 背书人
' |3 M' @3 Y# x5 P8 O/ pto cash 兑现
' O( n1 H" n) D6 j8 c, {0 hto honor a cheque 兑付- ^0 ]) b5 P9 ]1 Y' k9 c) |
to dishonor a cheque 拒付/ l" F: r. @0 o0 b" W+ z
to suspend payment 止付
% ~$ A' [  e: v' hcheque,check 支票9 c: C! x) [7 O& D
cheque book 支票本' r. p! j1 x) A1 q) t
order cheque 记名支票
) ~7 B0 @2 h! {: `; Ubearer cheque 不记名支票
4 b8 |# L4 K& Xcrossed cheque 横线支票0 f9 v1 R0 X' P4 p! P
blank cheque 空白支票
4 b3 k* X4 {' r; I: Q. Drubber cheque 空头支票9 u2 y; t$ Y1 |; Y0 `
cheque stub, counterfoil 票根. `1 r8 j1 x, G) }7 r$ U7 _# y9 {
cash cheque 现金支票
& |. H  T$ ^6 _traveler's cheque 旅行支票* @* [& g' ^3 d- j% C, c
cheque for transfer 转帐支票7 ?$ R" c* Q9 x% }3 W
outstanding cheque 未付支票8 b* C1 U/ c& F3 C8 E* l
canceled cheque 已付支票
- H9 a, @  K2 N" G0 k8 X/ j1 s  Bforged cheque 伪支票
0 t2 m6 D. a+ S* [" p7 G8 H& |Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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% C5 T, P5 A4 u/ ]6 ^1 \I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
0 p" `4 g/ Y* N我想知道一下我是否能提取存款来支付天津购物的费用。
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I want to withdraw 200 dollars from my deposit account.
# Y& G7 G' p) K. ~0 H我要从我的定期存款中支取200美圆。. k6 T- H/ V  Z9 }
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I want to close my account with you.2 r7 p1 |1 V( `! v
我想结束在你们这儿的帐户。
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I'd like to draw 100 yuan against this letter of credit.
; u+ ~; m: j7 G0 _6 T+ X: V% V我想从这份信用证上提款100元。
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May I draw money against the letter of credit here?
9 o6 u5 M6 @7 E4 M0 K我可以在这儿用这份信用证取钱吗?3 ~3 I! `+ A( u1 J. ~$ J; M) y
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Could you tell me my balance?5 |+ I3 s6 i9 e' F. E* \4 K* {
能否把存款结余金额告诉我?/ K% O! v  J0 C. y
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2 X) a& E, m& a) P8 a0 ~Please let me know my balance.
& N( \4 `, T$ V7 g& q请告诉我结余金额。% ?: ]0 i2 v/ ]
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I think you can draw on this account by cheque in payment of goods.2 c; K) u1 h" K  M  `* m
我以为你可用支票提款支付购物费用。& U! o0 ]0 N5 O: K

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Your balance at the bank is 300 yuan.
. T+ \8 H; ?7 W$ X+ z你在本行的结余是300元。6 S9 P% o7 c5 I2 P! E

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Your deposit is exhausted.
) V$ }3 ], k0 r' M你的存款支净了。8 V8 P' ~0 }8 m) N; ]* u

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Your letter of credit is used up.6 n& p7 Z2 {3 N# A; D1 w
你的信用证用完了。% D  n0 a4 S- i7 X1 V# I- y* }

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) g. A) {% a, }2 y1 {3 CPlease tell me how you wish to draw your money.
+ }# x; `& A) |. R2 z! }4 G- @请告诉我你希望怎样支款。! |" Z' o" V! U  F, ]
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Fill our a withdrawal form, please.
6 _5 k- x8 h' R) h5 \) h: M请填写取款单。
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, k. ~  D( s5 J0 v2 L' x* ~The letter of credit is exhausted.
& I# D/ J; s& O, h$ K! u信用证上的款子已提清。
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The letter at Counter 6 will pay you against your number slip.( X3 y! P, O, r3 ]
六号柜台的出纳员将根据你的号码牌付给你钱。 
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$ I6 N4 t7 \; D3 a* w. X* Y+ {
Useful Words and Phrases
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1 r4 v& N! L4 j: B3 p8 Tto close an account, to clear an account 结清# b9 F. ^/ c! t4 U, R) ~$ X
to draw money 取款
1 \# h" `$ q1 |, e6 j/ Bdrawing-out slip 取款单
/ h( y2 D1 a' ^7 f# Kthe number slip 号码牌
' }" |5 d, N! @# {! h: P1 [2 ]a withdrawal form 取款单6 [+ b% b" k3 w0 I
to fill in the receipt in duplicate 一式两份填这张收据1 k: @4 d. ^6 `8 k# t7 s# D7 s: m. d
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表: v  K: |( C* M$ y* `/ y. U
好,已收藏!

- r; e& D' Y6 J9 f2 J5 B  g; M% aMe too.
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发表于 2006-2-18 01:23 | 显示全部楼层

6 t% T- o( C4 g% m2 v
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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