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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户2 n( i7 m1 [+ W1 ]5 R( @- a% P. p
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What kind of account did you have in your mind?
2 r2 u3 q4 n5 l9 X2 H你想开哪种帐户? ' C) K: {, b- p1 F+ e
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Do you like to open a current account?
* m+ M; e5 O! J0 u& |6 S8 ?1 K你想开一个活期存款帐户吗?
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0 S: Y9 F, B" Q  J8 hA deposit or current account?
/ p, `& J4 H6 D$ i0 M, f定期还是活期? ( o+ e( {% D& `) l
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Please tell me how you would like to deposit your money.
$ b7 h* g* H3 e! ?0 O3 I: h  U请告诉我你想存何种户头? 4 M3 Q+ b' I, P1 ]
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There's a service charge for the checking account but no charge for the savings.* r  C; K6 m: _8 A6 H5 h+ G
支票户头要收服务费,现金户头不收。
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Our minimum deposit for a savings account is 100 dollars.
3 D# H! H0 f: T- G我们储蓄存款的最低存款额是100美圆。 $ m% _/ a7 e. C$ E2 d7 P6 }
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Five yuan is the minimum original deposit.
. l* \- ]" _0 X/ \" T1 L最低起存款额是5元。
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You can open a savings account at any time with an initial deposit of 50 dollars.: Z+ z/ `" _# ]3 Z+ o
你可随时以50美圆的起存额开立储蓄帐户。 ' S% s- z2 A% {6 y0 P

0 _2 E! }& k" J+ w1 q* pEven one yuan is all right.
7 ?3 c5 H/ r9 E5 O甚至一元也可以起存。
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
3 j7 ^7 W4 u) Z  P5 {这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 ( I( K7 f8 Y9 P$ @

0 Q+ W9 M3 T0 o" R5 ^/ r$ UI should like to open a current account.
. ?4 M. y3 X' T5 L" o# v8 M我想开一个活期存款帐户。
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I need a checking account so that I can pay my bill.
3 X- i% }$ Y* ^( y8 |  v7 Q我需开个支票帐户,这样就能付帐。   x# |  ^# ~% e$ F# G+ S3 B( B

# K/ n, t- K) [We'd like to know how we open a checking-savings account.% B5 R+ s% I$ D2 x
我们想知道如何开一个支票储蓄帐户。
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I have a checking account here.
( |% R3 m! e# Q7 W) g4 F  k8 Z我在这里有一个支票存款帐户。
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( G+ E+ C6 f% J% i/ ^/ ?I think I'd like a deposit account.
5 w& D9 p( h; b* O+ b8 l" F我想要开个定期存款帐户。 * a( ]$ s! G+ u* ?7 u4 q- ]: e

! F( |( S0 _* u% yCan I open a current account here?4 r' Z: c! [9 M$ I; I
我能否在这儿开个活期存款帐户? " e- @- h6 V1 v: M2 U" f2 j# ?

, {; ]; b/ Q3 FI want to open a deposit account with you.: |9 J1 j: `' v: i9 f! E
我要开个储蓄帐户。
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I'd like to open a deposit account with you.
2 }( ^6 `5 N* c8 i0 M" c4 M" |+ L我想在你们这儿开个定期存款帐户。
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! x" f: y) K1 m1 \* \: ~# _Could you tell me the difference between a savings account and a checking account?5 W; A- g& g/ s# V
请告诉我储蓄存款与支票存款的区别好吗?
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Please tell me the procedure for opening a savings account.8 ?* ~. z0 ^9 z8 S# l
请告诉我开个储蓄帐户需要什么手续。 & ^# B1 ^2 c) {$ C8 ]: d1 T

8 C1 [# G& _& \+ Y' K, lWill 100 yuan be enough for a minimum deposit?
- @* o+ |, @9 J7 c& C100元作最低存款额够吗?   U% `& C0 O) {7 s+ O- l

9 x& E2 a" z9 X+ OI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
! W4 ~1 t8 N, s我想知道开一个支票帐户200元存款是否够。 9 C/ c; h3 p/ |9 e: z3 `( n: ~

( d2 w+ D* I  SCould you tell me how to operate this account?
$ W! e7 {& p8 e& V; U! f8 f6 r请告诉我如何经管这个帐户好吗?
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  j- h: \& H; W' \- L! P: Y' uIs there any minimum for the first deposit?
) g2 a  t' Y% O, r第一次储蓄有最低限额吗?   q8 a# m( c, [/ G2 n. v9 Z
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How much does each account cost?
2 C" n, h. X) q1 M' ~+ _每个帐户要花多少钱?
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Useful Phrases
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current deposit, current account 活期存款" h8 U* u" l/ M3 E* E5 n. q
fixed deposit, fixed account 定期存款, W9 q/ b; e' f3 y1 X
fixed deposit by installments 零存整取
2 c3 `- Z( ]% pjoint account 联名存款帐户. S, p- m% _8 e4 o" X4 P6 `
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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$ w# H* z2 m; t1 ~" Y* m' BHow much do you want to deposit with us?, ^' D4 f9 ~. V4 }# d# k
你想在我们这存多少? # V7 \  `' B! u% Y8 n8 g6 @9 X

$ _% B+ G7 |! m7 `6 i) k& SHow much do you wish to pay into your account?
* S6 ]2 Q. r9 v你希望在你的户头上存多少?
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How much money do you plan to keep in your account on a regular basis?
* {; ?. C0 j7 a3 [你计划在你的户头上定期存放多少钱?
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; ^+ {: H! n0 O& VHow much cash do you plan to deposit in your account?
) g. T. ]% m7 F" f你有多少钱要存入呢?
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' g7 Z; g! s& c) D/ hI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.# n5 d, r: [, `1 @4 T2 Q
我认为你可把钱存入银行,或留在银行暂保管起来。. a4 s& U0 p1 b* M9 E8 c

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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?) a1 ]  ]: ?. g$ `
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?9 H& f& [, S2 a
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I want to deposit 300 yuan in my account.  Y. o* P1 x8 `6 D8 q9 n+ e
我想在我的户头上存300元。' e# c1 J. T1 h$ f# e3 r

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; p1 G0 W( X5 F$ S2 RI want to deposit these cheques in my account.
. o8 [7 n2 @% E2 x5 R0 c7 l我想把这些支票存在我的户头上。
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" H: f( L; I/ q/ }7 v7 EI'd like to pay 200 yuan into my deposit account.- Y; F& O) d# x; d) k
我想在在我的定期存款户头上存200元。1 _% a% Q& M& Y+ ?* I( \# b

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I want to deposit my paycheck.9 R, j# C% `, Q. A6 ], ^( k
我想存入我的工资支票。3 L% M* x* t6 m0 C
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6 h' O" ?3 j  y! ]I'd like to know whether I can cash a cheque here.
  v3 _. e7 I3 F: J9 `$ g/ a我想知道我能否在这兑换支票。. K. v$ e. W1 m6 x6 L- f

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( }8 {- |3 T$ y4 ^. o' P- }Will you please cash this traveler's cheque?. l& L& w" {( N& `6 I+ S
请兑现这张旅行支票好吗?1 a3 Y0 m) I- r& e

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" O" Y* ?3 a. E. h3 W8 ?! |2 r# @I'd like to cash this money order.
) {# ^0 d, j' j- D我想兑现这张汇款单。( m- d! S& \; h. A
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( C5 `$ p0 v9 @0 AI want to cash the balance of a traveler's letter of credit.
( p, Y' P7 o4 O7 P2 s+ c我要把旅行信用证的结余兑现。
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Will you please tell me whether you charge for cheques?( D0 A$ w/ U! w
请告诉我兑换支票收手续费吗?7 \. X1 Y" u- a& e2 q

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Could you tell me how much the checks cost?7 r* p( d  j, l" _0 c5 p
请告诉我这些支票要花多少钱?
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What if I overdraw?
9 l4 Y) F& ~  M' c4 V' k如果透支了怎么办?
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1 f7 T! q1 `& T6 ZPlease sign your name on the bottom line if you want to cash the check.2 U: e4 R! ?3 l2 X' g% E
如果想兑支票,请在底线上签名。( l& T( R5 Y; {6 b
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/ ]1 A; T: r' e  w8 e1 qPlease write your account number on the back of the check.
5 S6 u6 Y9 ~$ `请在支票背面写上你的帐号。
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We honored the check as the overdraft was only 5 yuan.
; f( e' R* S5 D1 Q* v: |8 r我们承兑这张支票的透支额只有5元。* J8 j& `1 g% E( l9 H2 o
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+ f2 @- @7 z1 O; |0 ]Please endorse the cheque.8 f( Z' ^6 `7 b/ @- y& E
请背签这张支票。6 N0 R% @6 i% Q9 M

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' F! _: U: p+ t4 PThe traveler's checks cost 1.5% of the total amount of purchase.
2 }2 H4 ^% m2 ^" L. B7 d1 _- x旅行支票手续费是购买总额的1.5%。
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  C: E: H; c% `0 bHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".& c4 U, R, T1 W: _. F  m
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。4 _7 s# y, L- j, F. j
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Each cheque you write will cost 2 dollars.1 y: P$ }% R/ ?1 `( x
你每开一张支票将花2美圆。: T4 o( N& r1 Z7 J1 h# g# |
 
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' ^* D# v/ H$ N3 OUseful Words and Phrases
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account number 帐目编号
% ?7 ?. f, n( M3 j+ q1 _% Fdepositor 存户+ P9 g' h& e4 b! v: O
pay-in slip 存款单( A, t# P3 Z8 [5 v# i1 Z+ f% f( |! T
a deposit form 存款单
$ k: @. h- Y3 K( y& na banding machine 自动存取机
9 {, R( |1 @5 J7 J! _8 b2 Oto deposit 存款
1 y2 ^. u  Q2 g; S9 V* gdeposit receipt 存款收据
6 ]/ X4 {6 D' y% E1 ^/ Iprivate deposits 私人存款
1 L1 m8 a0 V4 }7 U4 o, H: Zcertificate of deposit 存单
' v* W+ d' e1 G2 zdeposit book, passbook 存折4 A7 |1 L- m* [$ H# U$ s1 l2 G
credit card 信用卡  f: _" P- K) t' Z" x/ F, d
principal 本金: ]. ]' n3 |9 \  R+ k" y' h* J
overdraft, overdraw 透支: i8 L/ Q% |, d2 q/ ]' k7 K) T
to counter sign 双签
' u& T, K" R: K& oto endorse 背书
) j  q1 H. c' X* }endorser 背书人. U4 S( B2 I1 D
to cash 兑现
1 K0 Q6 ]6 E( a3 L, Hto honor a cheque 兑付
/ Q! ^; e! t' I# d4 c- ?& f+ e8 Vto dishonor a cheque 拒付) k7 U! q0 S& x0 d, p& v1 X
to suspend payment 止付6 |# r( f, ~. d( ]9 g! H; ?
cheque,check 支票% V% {7 G, r, D  X' K
cheque book 支票本! H: ~8 y, U; [; }
order cheque 记名支票
) T  |4 ^3 [" ~* o# @& b, Qbearer cheque 不记名支票
% K7 E* G; y1 |% Z  Q: tcrossed cheque 横线支票
" f/ j) Q0 V8 R  H+ b7 eblank cheque 空白支票& S# H7 o; u- p3 I- z( h0 x$ D
rubber cheque 空头支票
+ l) _# _4 H& L, \& M$ S1 E/ ?3 ~- mcheque stub, counterfoil 票根7 M- Z7 \) ]* |) C2 K& ^
cash cheque 现金支票
( z' D' J# M7 straveler's cheque 旅行支票5 T) R+ ]5 I0 G& R6 c8 K( R
cheque for transfer 转帐支票) P+ ~, P3 f4 C6 q6 G% G% B
outstanding cheque 未付支票3 Z1 w+ X! g" D% H- K; e1 _
canceled cheque 已付支票4 a2 L+ s" k" c3 v; e) b
forged cheque 伪支票5 `, K" L% G8 z* o( H
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.) f  I+ g8 Q  l. O* j! c) t! ^+ K
我想知道一下我是否能提取存款来支付天津购物的费用。
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$ u# f+ [. d5 o. C2 n3 lI want to withdraw 200 dollars from my deposit account.
3 d6 O+ C8 \; v我要从我的定期存款中支取200美圆。
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I want to close my account with you.& a, M' B- n1 w, A9 p* y# i
我想结束在你们这儿的帐户。3 m4 L, M1 P# h

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I'd like to draw 100 yuan against this letter of credit.
3 T8 h$ Z6 B3 k  Z我想从这份信用证上提款100元。: K% a: s# K" o1 r! l

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0 P( k# s+ C, M* j. z( N% q: H# tMay I draw money against the letter of credit here?
0 Y  v% Z; O  s9 B# g- q6 j我可以在这儿用这份信用证取钱吗?
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Could you tell me my balance?
& ]( ]$ y3 z) [能否把存款结余金额告诉我?4 z4 }& O, Y1 ^: i- v
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# l4 Z; ^% z$ b0 y, iPlease let me know my balance.+ v# s, ~* E3 c5 g
请告诉我结余金额。
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I think you can draw on this account by cheque in payment of goods.
+ B# B% n$ v: a* ^7 j; u5 v( [我以为你可用支票提款支付购物费用。
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Your balance at the bank is 300 yuan.
, X& T' Y- z: l. g6 n" h你在本行的结余是300元。3 K/ \7 W' k3 m/ k( _
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7 Q# e+ ]4 f, QYour deposit is exhausted.
7 o& k8 z/ p; g) v; G" p+ Q你的存款支净了。
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Your letter of credit is used up.. O* ?" F, N) D7 p+ M/ E
你的信用证用完了。+ I4 x/ a. Z6 b9 }6 o) A0 W
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! n9 f( \/ {% lPlease tell me how you wish to draw your money.  b( x+ t! Y( g, G: m
请告诉我你希望怎样支款。, C2 S3 Z- ]# W. Z) {& @
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Fill our a withdrawal form, please.
3 C; i* X# p$ c' Q$ @! q+ W1 j请填写取款单。7 Z! |& @6 N( i% B6 P

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& f0 m8 P6 P  ?5 oThe letter of credit is exhausted.; M2 O. z! r& \* x3 C5 f' n
信用证上的款子已提清。$ R$ n* _; C  A& y7 J0 G& ~
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1 g# ]7 I. Q6 K+ W% LThe letter at Counter 6 will pay you against your number slip.9 }! X/ }' i4 E7 }
六号柜台的出纳员将根据你的号码牌付给你钱。 0 u. a" p" N& z: g- |

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Useful Words and Phrases
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, l) I2 S' o! `+ jto close an account, to clear an account 结清
, L4 W: L. _" ]; O% Ito draw money 取款2 ^! M; _1 f: P4 R1 o# K
drawing-out slip 取款单4 Z, R9 X; r. X6 p
the number slip 号码牌
8 o% {% @0 [5 d+ G& \; Ka withdrawal form 取款单
7 k. q+ h6 t7 Cto fill in the receipt in duplicate 一式两份填这张收据- n8 S0 L- k7 S5 G7 H$ R8 j" t
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表) g9 K8 e' V' x( C& E& K7 h
好,已收藏!
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Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
8 \# w7 H- S  C# }7 z/ m
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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