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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户4 i1 a$ t9 }* u7 h

+ m; \& ]0 H) B7 C+ i0 DWhat kind of account did you have in your mind?
: i2 D5 U2 m$ h1 g8 @" s2 y你想开哪种帐户? 6 ?: n& [/ O! L) {

0 b' X* v9 V, I7 w4 ?Do you like to open a current account?) z# l: `  ?' W7 e* o0 `! A0 e6 b
你想开一个活期存款帐户吗?
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A deposit or current account?
& a3 B) {4 ?7 d8 X定期还是活期?
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Please tell me how you would like to deposit your money.
9 ~5 x& ~3 d( n( F. T+ j请告诉我你想存何种户头?
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6 A+ ^. A1 t+ S- y( A6 v# ^There's a service charge for the checking account but no charge for the savings.
- U* N  ?( a$ m: N- t5 V支票户头要收服务费,现金户头不收。 1 M4 V- p3 x* n1 t( d7 d
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Our minimum deposit for a savings account is 100 dollars./ m2 l( z4 [0 C; Z$ ^. G" r
我们储蓄存款的最低存款额是100美圆。 6 D8 v- c9 C# q9 A+ N1 V

. R! ^8 \' h% u6 R1 AFive yuan is the minimum original deposit.
' }. y/ r7 f! X0 ~) {5 R! {( o0 Z最低起存款额是5元。
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# Z2 |9 g3 m% q, t1 s0 IYou can open a savings account at any time with an initial deposit of 50 dollars.
" x" `0 B! w0 f  {$ t你可随时以50美圆的起存额开立储蓄帐户。 & K' n) n- k/ ^7 n
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Even one yuan is all right.
$ R4 M  I7 v& B9 G* ~甚至一元也可以起存。 0 G* Q4 @" F1 a* s/ b

  T$ i9 Q" H6 u) [+ A$ h) i7 F. k" y7 YHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
4 |2 z5 I3 _0 H  q这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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2 k% T+ F% \% `- y1 ]; lI should like to open a current account.
) C# d, N! p' F% c! k/ ^, w/ g8 ]我想开一个活期存款帐户。
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I need a checking account so that I can pay my bill.
9 k$ @! t# d% O/ D; j& b6 q我需开个支票帐户,这样就能付帐。 # F$ g; X7 d! u  V0 [# R

% D* y' B' ?1 u3 ~" XWe'd like to know how we open a checking-savings account.) \! v8 k  C6 p& ~5 r
我们想知道如何开一个支票储蓄帐户。
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I have a checking account here.  x  I" ^6 d: V
我在这里有一个支票存款帐户。
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- F! Y: N& t% f2 a2 YI think I'd like a deposit account.
4 h0 s# F1 N* |- ~( x我想要开个定期存款帐户。 + L  Z2 }( q0 x& T/ t( A

$ Q0 W% q; ^8 U5 xCan I open a current account here?1 z! t" T7 |2 Y$ L
我能否在这儿开个活期存款帐户?
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& P4 G  r( t: k- g+ xI want to open a deposit account with you.) l1 N- e# @# j* S( F
我要开个储蓄帐户。
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I'd like to open a deposit account with you.
" G% t" b+ T0 U$ H% g我想在你们这儿开个定期存款帐户。
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Could you tell me the difference between a savings account and a checking account?
  r$ I1 o$ K, B0 M$ n5 C% k请告诉我储蓄存款与支票存款的区别好吗?
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( ~2 A( @* F9 D* C1 g2 u7 e" }8 Z1 LPlease tell me the procedure for opening a savings account.
; r. |: n2 z3 L3 Z1 @请告诉我开个储蓄帐户需要什么手续。 " O; }" m2 q* b# \7 }3 c% u/ E' V
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Will 100 yuan be enough for a minimum deposit?
0 d3 E" m8 ~( W/ x$ R! s100元作最低存款额够吗?
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
% _: N: K) e7 p7 ]& M+ F. L我想知道开一个支票帐户200元存款是否够。 # ]* v  j# }' A2 `$ G

3 q) S, J1 ]9 H6 b% l+ [' Q+ ]1 kCould you tell me how to operate this account?; A: T1 Z3 w+ S
请告诉我如何经管这个帐户好吗? % {, W# A7 |' v# l
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Is there any minimum for the first deposit?# h0 [% b0 q  G, i- j) |- Q
第一次储蓄有最低限额吗?   f7 C4 i* a& W- t2 K' b
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How much does each account cost?
4 Q' ~6 D% C8 c5 y# o/ k每个帐户要花多少钱?
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( e* O$ `2 C/ D* ~* b) O& DUseful Phrases
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current deposit, current account 活期存款  f" ]! N( |$ T* s1 @7 l, ~/ r
fixed deposit, fixed account 定期存款4 C& Q6 ~0 u" v
fixed deposit by installments 零存整取; G4 M7 H# S4 ~+ Q$ B7 z& p( J
joint account 联名存款帐户
. B5 ~! ^! N3 [8 N# E4 c4 C# x- gto open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款$ v' ]0 b6 C5 [0 k+ p
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How much do you want to deposit with us?
5 ^, U! ?  U( U% W1 J3 N你想在我们这存多少?
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' }$ N  O- b1 ~) THow much do you wish to pay into your account?+ a+ T! h* y2 u  \8 J
你希望在你的户头上存多少?
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) ^- h' \2 b& p1 Y1 [" Y1 y+ mHow much money do you plan to keep in your account on a regular basis?; w; y4 I) v/ L
你计划在你的户头上定期存放多少钱?7 m! Q6 x/ X( W  M9 f3 j) K2 _

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: I/ B2 Q! [# p. n  JHow much cash do you plan to deposit in your account?
  w: K8 r) t! f% f( Y7 `1 E/ z你有多少钱要存入呢?
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1 L) Z+ f7 L. @I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
, C+ }, U9 J) {$ o2 J6 t我认为你可把钱存入银行,或留在银行暂保管起来。4 b9 K' j1 E3 J5 X# G" M6 t
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
% l$ I/ O# |# y  j; G- Q8 u% O( K请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?$ i% G6 y# q4 ]9 t8 i0 k9 {7 Q0 b6 f
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' R% O" H7 {# x& n) y( N5 \0 jI want to deposit 300 yuan in my account.' S3 L# {2 e8 g5 ]+ d0 X* Z
我想在我的户头上存300元。
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3 b9 G& H. g/ F, N! |* r% G. RI want to deposit these cheques in my account.) F" u& h. R9 N6 C" R. {& o: z  \
我想把这些支票存在我的户头上。5 R0 ~9 j9 U0 ]
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& `: w- D3 X" K6 M- Y# c" s0 ~I'd like to pay 200 yuan into my deposit account.3 M& m  S7 H4 \; l7 R
我想在在我的定期存款户头上存200元。* t4 q+ R! c' D1 T
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1 O3 l( ^  e2 a8 \& BI want to deposit my paycheck.6 ?; d- N* }- @+ A4 K& m9 I* G
我想存入我的工资支票。
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I'd like to know whether I can cash a cheque here.
  M& G  I7 c" D5 Z8 x6 }3 e我想知道我能否在这兑换支票。
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7 ]# _) M- _) P9 D- V, {' T5 J, YWill you please cash this traveler's cheque?/ V$ j" @3 C; e% C. h, A0 }2 C, b1 @
请兑现这张旅行支票好吗?9 A% X- q3 L& g( v5 N' D( F

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: t9 k5 X, _7 p; S! U3 v) L6 R9 AI'd like to cash this money order.9 f4 p3 W: l, s- I- C
我想兑现这张汇款单。
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/ I( t1 h3 h0 ^I want to cash the balance of a traveler's letter of credit.
* K* |2 ]1 c# i; W我要把旅行信用证的结余兑现。  {( ^2 I' [8 A, r1 R$ l, P5 s
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3 v% D% o/ j( z9 M8 DWill you please tell me whether you charge for cheques?
! A! v2 k5 h& X' w) u* F7 @请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?  S: W, g3 K% N3 [7 q, [
请告诉我这些支票要花多少钱?
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( P5 }' F! N5 }( S' H  `What if I overdraw?
& q# H7 @2 ~& C, g) h: ^; f% U/ I1 d如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check.
$ L9 f* ]/ Q3 @+ |, P4 _* v如果想兑支票,请在底线上签名。9 D' d) K$ c2 u! Q" x. a) |0 q

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Please write your account number on the back of the check.
1 I( ^) P# g+ p8 N1 @请在支票背面写上你的帐号。; |" m2 w, g+ d' S
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We honored the check as the overdraft was only 5 yuan.
0 C# x: P! z$ F5 ~我们承兑这张支票的透支额只有5元。
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Please endorse the cheque.& ?' d, y% r1 d7 g, P2 C
请背签这张支票。
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The traveler's checks cost 1.5% of the total amount of purchase.1 A( @: i! T1 I1 W4 F% @3 n' J( y
旅行支票手续费是购买总额的1.5%。+ b8 `7 E  Z; r8 X+ k4 B
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8 p' C- Y# p- H# {0 w6 ^* ^Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".! e6 l9 `  K8 d! d; D/ J! \2 W
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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/ Q' K7 w. ^; y. Z" VEach cheque you write will cost 2 dollars.2 t! w0 @( q$ w9 }3 s% [) J
你每开一张支票将花2美圆。
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Useful Words and Phrases
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  l# Y( P2 H- V" s# e5 ^  daccount number 帐目编号
% u8 G0 T2 M8 U! X( Gdepositor 存户, s# |9 d3 O6 ^6 v- K! g# L- K
pay-in slip 存款单
0 z+ q& `' r( I7 K2 z+ u, Ja deposit form 存款单. c8 V8 a8 A* E# w9 C1 \3 X, K
a banding machine 自动存取机" m9 Q* ?1 b9 N
to deposit 存款
9 ]5 L" w$ I! i/ ]* hdeposit receipt 存款收据
. s$ d. e* ?; Dprivate deposits 私人存款
3 E) {8 b* d! a* T& _9 m, j; pcertificate of deposit 存单7 u( m7 U* e! p3 t; w9 [; o
deposit book, passbook 存折
: `' [( z0 v. J6 l- {$ a& N4 W  Acredit card 信用卡
, O3 t8 X- Y' P$ Bprincipal 本金
  T. C' I# K6 w6 M7 Voverdraft, overdraw 透支  y( f2 Q" b% f- c0 I
to counter sign 双签) ^  F- }! I7 I7 \, E
to endorse 背书7 D2 z7 f8 N- S/ o
endorser 背书人
5 T' o0 F/ c) s. N3 m  F1 Z5 fto cash 兑现: n4 u) w* b4 W+ d
to honor a cheque 兑付
- z+ x: A3 W0 v" [to dishonor a cheque 拒付" m4 y& p8 g% L) [2 s3 H% Q, q
to suspend payment 止付
* q" }- M+ q3 Dcheque,check 支票
1 x  F) K4 c( ?3 q0 U$ [! `' @4 lcheque book 支票本
2 E$ B4 C4 l9 Rorder cheque 记名支票" r5 i" m; |3 i  \2 R" z5 s, w
bearer cheque 不记名支票
' u+ _9 Q4 o. C8 m# ?crossed cheque 横线支票
' g1 {$ m2 q+ N* r" X* Q* E  Y8 Wblank cheque 空白支票9 R: a% d: H+ {1 V
rubber cheque 空头支票- _; H8 `: i3 X+ \
cheque stub, counterfoil 票根# }. }' ~, f; k) B! S1 ~, D6 D" v
cash cheque 现金支票, C& Q+ f/ D+ J! ?2 ~
traveler's cheque 旅行支票. ?0 s* z( e9 J2 u& b. W6 o
cheque for transfer 转帐支票
. T3 L  ?. \) y. c0 Ioutstanding cheque 未付支票6 {2 D! a8 M* Z3 n0 B% @
canceled cheque 已付支票
$ s  g, t3 X# w6 D) L1 S# `forged cheque 伪支票, X# G5 T+ u  M4 c$ D! H- g
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
* {/ A7 F0 k$ j* n* F' |) L+ ^我想知道一下我是否能提取存款来支付天津购物的费用。
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  _1 R/ ?. w3 M! m$ O& ^I want to withdraw 200 dollars from my deposit account.
$ n4 M3 D" U2 e5 B我要从我的定期存款中支取200美圆。
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3 W- W( o/ z7 Q# J* `* Z1 t1 mI want to close my account with you.$ [5 x6 P' {: {% [7 R$ I* e
我想结束在你们这儿的帐户。% |) o1 h+ l$ x% X

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I'd like to draw 100 yuan against this letter of credit.
6 |1 W/ \: y( K# l- w9 H我想从这份信用证上提款100元。
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9 w4 q0 l* ?  e: s2 FMay I draw money against the letter of credit here?
$ \, W7 m* j9 S- I2 \2 [我可以在这儿用这份信用证取钱吗?' I9 _+ y) r0 l* j$ `2 m3 l
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Could you tell me my balance?
' `3 A* ]) `2 X, m1 v: o能否把存款结余金额告诉我?
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  f3 }/ |) J/ s& IPlease let me know my balance.
* W) _2 Z% c( [! o; |: t; _请告诉我结余金额。( F. z$ L$ P5 k# ]/ p4 w4 c; M* W

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I think you can draw on this account by cheque in payment of goods.0 b. X+ h1 C. o0 w, O2 K1 P" E
我以为你可用支票提款支付购物费用。1 Q" v+ h* K" Z8 v5 Y8 r3 \+ l' b8 w

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/ u1 p0 p/ A; H9 R5 e% bYour balance at the bank is 300 yuan., |! J4 D* |8 W5 m+ {8 A
你在本行的结余是300元。2 M0 @# f5 R$ Y. g. s

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Your deposit is exhausted.2 W$ F* c6 X! ^3 d! a9 K
你的存款支净了。
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' c5 o% Y& n5 Z  r' SYour letter of credit is used up.
  T! V6 e) n0 h! |# t! j你的信用证用完了。
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Please tell me how you wish to draw your money.
" Q' s" F! A3 L请告诉我你希望怎样支款。6 j  D3 ~! L, x
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Fill our a withdrawal form, please." z' [; i$ S) ]/ @0 x4 Q+ b0 K
请填写取款单。7 O  K% i) }; ^
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The letter of credit is exhausted.' v% |' k6 X( E
信用证上的款子已提清。
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The letter at Counter 6 will pay you against your number slip.
4 q; L/ k# R+ ?8 N- p六号柜台的出纳员将根据你的号码牌付给你钱。 1 I( T! U9 i% J/ K$ E

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Useful Words and Phrases " t. K6 ]0 m3 U' D8 H

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% |3 L! g0 n/ i6 T& Xto close an account, to clear an account 结清0 s2 g2 y  ~9 m& k2 G+ W5 ~0 S% q
to draw money 取款
# }. z  L. B4 w7 v# Y( udrawing-out slip 取款单8 g, n7 |0 |1 `+ J! o
the number slip 号码牌$ Y9 K- j  ^' g% j2 w* \" V
a withdrawal form 取款单0 q: G# `9 ~5 {# C
to fill in the receipt in duplicate 一式两份填这张收据' f$ w# \- l3 x" o! `$ k0 n; T! E, f
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表0 I3 |4 g: D0 c  o( n+ M2 ]& y
好,已收藏!
* l' v/ H* @. f, N6 p
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
7 h; o$ c8 m$ g. m/ P4 R2 u
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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