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介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到 INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
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$ }$ x: }# S8 h2 y, a) J开账户也很简单, 只要登陆网站 www.ingdirect.ca/referafriend/ 然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。% p& O+ a' O C9 D' s+ t
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注意申请者需有SIN。5 ^$ a6 t z \( `
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ING DIRECT的所有利率情况如下:9 p* U# E+ b4 }. m
Investment Savings Account (ISA) 1.35%
8 _% T7 d& S9 r9 Z8 S/ P1 |: ZUS$ Investment Savings Account (ISA) 0.75%
/ Y. g6 \% B: V _* i& uRSP Investment Savings Account (RISA) 1.35%
* p% w0 N, Q4 ATax-Free Investment Savings Account (TFSA) 3.00%0 y9 D" }8 m& D! Q0 j
Children's Savings Account 1.35%+ A. ] [! ?. N, i3 L' Y
Business Investment Savings Account 1.35%/ h2 t7 Q* V) m1 W( W9 {5 C6 c
US$ Business Investment Savings Account 0.75%
! c `& {6 W. wGuaranteed Investment (GIC) - 1 Year 1.25%
$ i3 f" H4 ?8 P* W7 V' t5 q1 @* HGuaranteed Investment (GIC) - 1 ½ Year 1.50%; V2 b* Q2 {# s" w
Guaranteed Investment (GIC) - 2 Year 2.00%
( n! b, k6 q3 {, n& t' BGuaranteed Investment (GIC) - 3 Year 2.50%
2 E, w; o5 E- k6 A& GGuaranteed Investment (GIC) - 4 Year 2.50%/ c+ p& `& K: h) K( e& V
Guaranteed Investment (GIC) - 5 Year 3.25%" {2 z% O! H' e# S
US$ Guaranteed Investment (GIC) - 1 Year 1.00% d! Y9 }5 ^! J" [7 Y b2 O) b0 U
US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%+ o* T1 n4 n0 s
US$ Guaranteed Investment (GIC) - 2 Year 1.25%
0 G j% ~* Q4 f8 o: }$ m6 R# zUS$ Guaranteed Investment (GIC) - 3 Year 2.00%
( E" b7 |# I- j+ p3 EUS$ Guaranteed Investment (GIC) - 4 Year 2.00%, C! _6 M) R* _
US$ Guaranteed Investment (GIC) - 5 Year 2.00%2 T# z0 [0 t( @) z, O
Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
. I$ F/ w* |4 w1 l9 z0 FShort Term Guaranteed Investment (GIC) - 180 Days 0.50%
% c5 U' V2 R9 V2 mShort Term Guaranteed Investment (GIC) - 270 Days 0.50%3 g3 f* T7 F" P) n5 E7 n: B
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%( }* N& d* l- e' v8 l
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
) z7 f f4 \9 ?( l; T' SUS$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
( D) X6 X" J1 h- e" r# A5 tBusiness Guaranteed Investment (GIC) - 1 Year 1.25%) ~) U+ A2 W e4 B
Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%
& Z% S( w) Z8 e# q J( iBusiness Guaranteed Investment (GIC) - 2 Year 2.00%) H5 g( a K$ {; A# t m' _+ y
Business Guaranteed Investment (GIC) - 3 Year 2.50%
1 y) g( N5 C. V/ ?Business Guaranteed Investment (GIC) - 4 Year 2.50%. y) H+ x( W' h2 L2 w* h
Business Guaranteed Investment (GIC) - 5 Year 3.25%0 F& K) D9 x) ~+ K
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%* A0 l5 l2 A; g) f1 y$ z6 G+ F4 l
US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%* X* b4 z3 s/ P7 l3 M& n
US$ Business Guaranteed Investment (GIC) - 2 Year 1.25%$ O% M# u' Q: |6 C6 j0 ~
US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%, x6 e6 ]! Y1 q; F& f
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
2 l ?/ _* w7 a1 G' B0 w( r, pUS$ Business Guaranteed Investment (GIC) - 5 Year 2.00%
8 f) r! {+ l' D! n% _' g* LBusiness Short Term Guaranteed Investment (GIC) - 90 Days 0.50%# C2 L, X" J% J ~8 j! M# c
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%; e0 {* y* u8 L' N0 ~, d7 e
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%! x$ @, \8 A' g1 B( X! B# @
US$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
6 i2 Y- _/ X2 P" f! [US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%; D+ S: T( s- V# h
US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
3 v/ s: E: N+ aRSP Guaranteed Investment (RGIC) - 1 Year 1.25%
+ b: j! a4 z; ~/ o1 ?RSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%: T# b- e! F( j2 \
RSP Guaranteed Investment (RGIC) - 2 Year 2.00%
& f u/ O! I4 g2 W1 C$ U' c! V6 zRSP Guaranteed Investment (RGIC) - 3 Year 2.50%4 w) r5 ~) Y- D- t) W; T
RSP Guaranteed Investment (RGIC) - 4 Year 2.50%; e5 J8 K; B, M7 [7 N( o, k
RSP Guaranteed Investment (RGIC) - 5 Year 3.25%& I- Z3 H: \6 \6 m
Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%
0 u: w( d' h: IShort Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%3 W6 g( m; f" K/ l8 A0 R, x/ }
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%0 B* K6 a' t% n5 l2 V) X! ]
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%
6 s8 W/ t G+ i7 V$ ?; LTax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
" N2 H, v& f1 ~7 Q7 PTax-Free Guaranteed Investment (GIC) - 2 Year 2.00%
5 z$ ~* Y( y* Z9 DTax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
. u( m! P# e9 x2 `" E' a4 _Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%
4 U$ d" k1 i1 ^" B. F" kTax-Free Guaranteed Investment (GIC) - 5 Year 3.25%/ e7 r. }, y) b7 j) P+ H6 r/ i6 [0 G
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%0 i2 y3 m; b! [: Z
Tax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
. e G4 q5 k" W, f1 lTax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%; f$ x! f( h6 k5 C
Credit Account as low as 3.95%
9 h% z: Q d) F# p( y# }+ `unmortgage - 1 Year 3.39%
K l1 {2 g# @: H8 Punmortgage - 2 Year 3.59%$ ~) Q: J, n: P# [
unmortgage - 3 Year 3.65%# A @ D6 t7 u, { u" y
unmortgage - 4 Year 4.09%( g2 F/ q4 ?. h$ w0 `: O8 Q+ n4 |
unmortgage - 5 Year 4.49%, F3 t, @1 g& M
unmortgage - 7 Year 5.50%: C J7 j- N6 h: o* i
unmortgage - 10 Year 5.50%8 F7 y( r) D* ]4 _1 x
unmortgage - 5 year variable |
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