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加拿大最好的活期利率 RRSP TFSA

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发表于 2010-1-17 11:23 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到 INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
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开账户也很简单, 只要登陆网站 www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。+ |+ K; V$ f+ r$ j# ?; k
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注意申请者需有SIN。
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ING DIRECT的所有利率情况如下:
# @3 F- @+ t  S$ m' s, ]Investment Savings Account (ISA) 1.35%
' O( j6 H+ w9 _6 K. y, h- gUS$ Investment Savings Account (ISA) 0.75%
* L8 X3 L% q& _! G1 jRSP Investment Savings Account (RISA) 1.35%/ W' c( ~2 P* l. ^- t; M3 L+ e6 d8 y
Tax-Free Investment Savings Account (TFSA) 3.00%8 p% Z4 Y  g4 o  S5 n7 O" q" Q2 w) Y
Children's Savings Account 1.35%& b& D8 ?/ s% E8 ^8 Y& Z& z
Business Investment Savings Account 1.35%
) s" |: O' z% t; r3 j5 j" zUS$ Business Investment Savings Account 0.75%
8 d6 b- x+ N% c( d+ H1 q9 @( ^Guaranteed Investment (GIC) - 1 Year 1.25%
7 n/ F# p. b0 ?Guaranteed Investment (GIC) - 1 ½ Year 1.50%
0 b6 B4 i0 g8 {5 [5 o8 hGuaranteed Investment (GIC) - 2 Year 2.00%
' Z  j/ q1 G( g6 HGuaranteed Investment (GIC) - 3 Year 2.50%) `- w$ V- t- @/ O9 m
Guaranteed Investment (GIC) - 4 Year 2.50%
* w; K3 ~5 M( D+ o8 |Guaranteed Investment (GIC) - 5 Year 3.25%  k. `' u0 Y  c$ D! v# P: A# T
US$ Guaranteed Investment (GIC) - 1 Year 1.00%, w4 f, X% a0 ?1 m% T4 u
US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
' ]8 ]$ d1 W; X2 ?4 ]- SUS$ Guaranteed Investment (GIC) - 2 Year 1.25%# M$ ^# n1 q, N) ]  C! j
US$ Guaranteed Investment (GIC) - 3 Year 2.00%. W* m5 C! x) K* c
US$ Guaranteed Investment (GIC) - 4 Year 2.00%' H* A4 w* `' [
US$ Guaranteed Investment (GIC) - 5 Year 2.00%" B+ w- d; y- a7 s
Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
: Q) d. n$ y$ X7 d  Z/ s$ TShort Term Guaranteed Investment (GIC) - 180 Days 0.50%
, o/ D7 C- V5 V1 E0 @Short Term Guaranteed Investment (GIC) - 270 Days 0.50%0 _8 P8 S; {$ E+ `: Q# j5 j
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
! }" e2 s. W$ KUS$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%# D3 p' i' S; A' D. V( P7 W
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%% q9 F# O1 D$ r- i6 I; \1 e7 \
Business Guaranteed Investment (GIC) - 1 Year 1.25%; d& f+ M4 q- x( i/ w2 N7 K7 p! J6 C
Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%
, J9 i8 @8 y3 O5 b$ S/ Q0 Q, ^Business Guaranteed Investment (GIC) - 2 Year 2.00%
+ p' ?7 W/ L5 |5 _6 t1 n1 DBusiness Guaranteed Investment (GIC) - 3 Year 2.50%
! U+ E8 ^; i6 W# q; Y3 w" G" ~Business Guaranteed Investment (GIC) - 4 Year 2.50%/ |3 l" L8 s/ W' {2 K3 X. O5 }
Business Guaranteed Investment (GIC) - 5 Year 3.25%
2 g! D3 ~! Q! d% j- j# fUS$ Business Guaranteed Investment (GIC) - 1 Year 1.00%
% _3 a$ M8 Y/ A2 B+ b, }US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%9 T$ X% b1 Z# G9 Y% {! z4 b
US$ Business Guaranteed Investment (GIC) - 2 Year 1.25%- D9 w3 `. E7 w
US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%! u! A! V/ L4 e& H* K
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%: q: x, r  k* N1 B/ K
US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%
( n$ N" Z/ U! F5 m0 hBusiness Short Term Guaranteed Investment (GIC) - 90 Days 0.50%8 Y4 f& f1 o* v. L3 {' c& F
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
) ^8 ~5 \7 C$ B' gBusiness Short Term Guaranteed Investment (GIC) - 270 Days 0.50%; N5 z% A% f7 G, u5 D
US$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
0 r7 x3 N1 Q0 z! jUS$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%: P: ]( C& l+ E9 R0 s7 r# t
US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
: m; ?3 `' C: G( bRSP Guaranteed Investment (RGIC) - 1 Year 1.25%
" n" S& j+ t! w- F( P6 b! sRSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
+ E5 j* N' V, C: gRSP Guaranteed Investment (RGIC) - 2 Year 2.00%
) ?% A) F" }) N: HRSP Guaranteed Investment (RGIC) - 3 Year 2.50%
- o' ~5 C- T* Z* b2 wRSP Guaranteed Investment (RGIC) - 4 Year 2.50%
+ m5 N/ _8 W7 w9 d$ T  Z- m: ORSP Guaranteed Investment (RGIC) - 5 Year 3.25%8 V2 n8 |' T, Q* t
Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%6 l7 d5 j  P9 w4 N! z  O+ g
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%
! ^" T# \' z6 W. LShort Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%
- ?& h) _% |0 `8 I. mTax-Free Guaranteed Investment (GIC) - 1 Year 1.25%( e3 E0 t" ~* {* U) d0 K) H6 z
Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
* u+ g& S6 ]# x4 T: y) x# JTax-Free Guaranteed Investment (GIC) - 2 Year 2.00%
. k' h" z3 {7 F/ _: `( a5 @( a5 `Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
6 {3 u9 {/ T% z  C, n0 \5 ]Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%
1 i, p$ B6 X9 ?& I) y9 i5 KTax-Free Guaranteed Investment (GIC) - 5 Year 3.25%
' S' M6 M5 t8 w/ [. \0 u( ?1 ETax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%& G- Y* b1 |( i6 z2 R/ E8 t$ a0 p
Tax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%; a$ g+ j1 F. e
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
! A, G' K4 P+ P4 r- b# eCredit Account as low as 3.95%4 l) R! O2 ^! {& H1 {
unmortgage - 1 Year 3.39%
, B, O+ U! }3 U, U5 ]) O( ?unmortgage - 2 Year 3.59%- C3 @' |) Y! w
unmortgage - 3 Year 3.65%
" i+ t8 S+ I! Gunmortgage - 4 Year 4.09%
  a# C( k+ Y( ~! m  qunmortgage - 5 Year 4.49%6 F) X  b  x( |* ]) F7 r
unmortgage - 7 Year 5.50%
# I' b+ V# W0 kunmortgage - 10 Year 5.50%
$ B+ x$ j1 O0 {% f; A6 k; K1 Kunmortgage - 5 year variable
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