You can borrow you car to somebody on occasional cases but can't borrow your car to somebody on regular base without insurance. This is the difference.
如果全保,是你朋友的责任,你的保险公司会包赔你和对方的损失,但你的保险费也会涨 ! q, d0 |7 V x/ [- ] 单保,是你朋友的责任,你的保险公司会包赔对方的损失,但你的保险费也会涨' X( `6 u8 ?" a9 E7 \, a, n
如果不是你朋友的责任,不论单保还是全保,对方保险公司都会赔偿,你的保险不会涨
of course it will cover. 6 i' j5 q% ~2 a8 {, p. H/ Mand once your insurance sompany pay any money for you/your car, due to driver(in your car)'s responsibility, your insurance will for sure raise next year.