Better go through insurance company if it will cost that much ,that is why you need insurance , then find another cheaper insurance INC to renew ., X' H# z2 c- V& Z a
I had accident last year , after fixed the car , my insurance went to $600/year more to renew with the same company , and that was how i deal with it .# r# v! E- O& }- `
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just a suggestion . ...