! b \3 M4 E, a! F1 ?8 u9 t5 yBut Sheila C. Bair, chairwoman of the Federal Deposit Insurance Corporation, warned that the country could expect a tidal wave of up to five million foreclosures over the next two years if the government took no additional action. " ]$ ], A1 `) i. E ' r* C+ N# z+ m2 J