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 What to do if you are in a car accident* ^/ b# S' t! ^$ N. A
4 C" R+ l2 c. r3 DStep1. If possible, stop your car in a safe and visible place. If a car
' n& Q# U& P5 J) Q3 Q G cannot be moved, turn on the hazard lights. Turn off the5 u6 m( \) s, C; m) Y+ K8 H! G: W
ignition. Be careful when exiting your car.7 J' P$ j0 H# X9 \/ y0 d3 g
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Step2. Determine if anyone is injured. Do not move an injured person.# A) Y! [$ i! V4 z+ t# C3 z( z
. T$ s! p e: l5 M1 N4 l/ CStep3. Call 911 for the police and ambulance (if needed) immediately. ; D( \) X/ n( _0 U
Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model # [7 e- u& ` |: l3 `5 Z h9 M
and license plate number; the driver’s name, address and license4 @# @ q B# {& V0 n! U
number; and the name of his or her insurance company. If the - n q: K9 r) P: X( F3 i. k
driver does not own the car, get the name of the car’s owner.
( B$ @# x3 T/ j& U* e& a5 D Write down names and addresses of other passengers or ! K/ |& v8 r# ^9 v% o
witnesses. If you have a camera take pictures of the accident ' ]$ ^6 f" x$ Z9 ]" g- T0 V
scene.
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' ?1 N* y2 i+ s" _/ M3 vStep5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the % _) K+ |% E. W0 ]0 M1 T
accident in any way. You may be required to show proof of
3 X; w' K1 A9 k) f# ]2 f7 C insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By
, D& q. o9 L, ]0 Z, u accepting money, you may give up your right to file a claim ; |8 b2 X# M+ g: U7 u
against the other driver, even if the damages turn out to be- s0 }" f( K5 w
more extensive than you first thought.
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# [7 f* D8 n" L! w% G+ D: WStep8. Do not agree to forget about a minor accident. You may see3 k w5 p |. H$ R( D3 X1 p
later that there were hidden damages or injuries. The other
$ F( `2 u% s! h, R" k! x- f) w5 c person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather, ) b) ]2 F: ?1 i7 o& J$ i3 Q. S' h
hazards, road conditions and driving speed. Draw a picture of
3 v1 o A0 \& U( B7 d; K) C( Z the site, showing stop signs, signal lights, etc. Try to measure ( X+ w; s7 G, U; L
skid marks and determine the point of impact. Note any damage0 F f7 }7 Q! {4 M0 G$ N: U
already on other cars involved. If a camera is available, take ) w6 G' D* W' l/ x5 w
pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance
( z, `9 k1 e Y, G# M: l company as soon as possible. Call a lawyer Bruce King, to discuss
( Z0 M5 f3 u# p7 s2 L' v your accident.+ W; C% W+ _3 y8 U6 s! L
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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