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 What to do if you are in a car accident) z. i3 [, ~# B1 y r2 B" o
, D& e9 C3 w4 d% U# g- n1 iStep1. If possible, stop your car in a safe and visible place. If a car 5 {/ y4 W/ _9 q5 [
cannot be moved, turn on the hazard lights. Turn off the8 h& ?% {5 v3 d: [& f
ignition. Be careful when exiting your car.
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! `% k2 J- B: C. L' M" t. FStep2. Determine if anyone is injured. Do not move an injured person./ V; \6 U6 \5 y4 v( E
: N9 @% E$ [1 lStep3. Call 911 for the police and ambulance (if needed) immediately. 0 H0 Z' d- K e
Report any injuries.% ^2 D" N) X/ ~ r+ }6 O; j4 Y
% Q* F( q8 E% k7 mStep4. If another vehicle is involved, get the car’s year, make, model 1 ]. e/ h* T; v j! @2 e, K1 \
and license plate number; the driver’s name, address and license4 u. J, C$ ]0 c" p/ D" y
number; and the name of his or her insurance company. If the % p8 Z! d/ R% {0 d# q7 z- s* G
driver does not own the car, get the name of the car’s owner. & @+ q, o! J: f5 j; q
Write down names and addresses of other passengers or v1 F- k N, N# ]
witnesses. If you have a camera take pictures of the accident
3 @! m# v5 T: H) t/ \8 m5 S; N+ ]+ V; L scene.
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Step5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the
9 ?- }, r! y+ c accident in any way. You may be required to show proof of
/ ^9 \, i- ~8 J# _ insurance, but do not reveal how much coverage you have.- E5 m- ]1 c1 w P2 g9 O
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Step7. Do not accept any money the other driver may offer. By0 u$ }& K% F) c) ]7 Q( S4 `5 b% n/ k
accepting money, you may give up your right to file a claim
2 \7 \/ t7 A- a2 W against the other driver, even if the damages turn out to be3 s) u) E) A0 ~5 b: c% Q4 g) C( Q
more extensive than you first thought.9 L) N: g2 a7 H
Q4 ]; a( m0 O$ [# j6 A0 fStep8. Do not agree to forget about a minor accident. You may see
. H" P% b r) {/ t5 ^* J7 n( q later that there were hidden damages or injuries. The other- T. I: G3 {) B+ A7 S. C
person may even file a lawsuit against you.
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0 s# T# g9 i h. X) [5 ^7 vStep9. Write an account of what happened: time of day, weather, / y! p+ i, `. F& ^& F6 f/ B3 r
hazards, road conditions and driving speed. Draw a picture of 0 S$ |5 O$ Q6 P
the site, showing stop signs, signal lights, etc. Try to measure 0 N$ E0 i' M. i2 B4 c+ `' s
skid marks and determine the point of impact. Note any damage& E j" o, S! t) u0 h, d
already on other cars involved. If a camera is available, take & E3 k6 c% b# Y1 {2 W! n
pictures of the accident.
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( p s/ r+ ?( q V- }' BStep10. Report the accident to your insurance agent or insurance 8 q7 v" O! c. f/ l
company as soon as possible. Call a lawyer Bruce King, to discuss, X' o; `0 R# g) G$ Q |
your accident. y3 P, S/ b7 J7 |/ \
; q1 Q+ B+ m. u. P, z! e/ l[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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