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Step1. If possible, stop your car in a safe and visible place. If a car 6 k/ X& t9 m/ C
cannot be moved, turn on the hazard lights. Turn off the' l2 ^, {2 T9 `/ q' d0 J
ignition. Be careful when exiting your car.
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2 Z, O" [9 z8 {" ]% L; s% |4 yStep2. Determine if anyone is injured. Do not move an injured person.4 {8 p: j: Q" G* u$ v
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Step3. Call 911 for the police and ambulance (if needed) immediately. , {+ H( B$ r5 u2 g
Report any injuries.
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- z$ [ Q% u- k4 BStep4. If another vehicle is involved, get the car’s year, make, model 4 J6 [0 g: O$ _: h; k: S
and license plate number; the driver’s name, address and license3 W8 N4 K# c, _* a" Z
number; and the name of his or her insurance company. If the
: }9 _+ x) h2 R& m( M6 G# k- Y6 w driver does not own the car, get the name of the car’s owner.
6 d/ w' W. B+ w" K! y Write down names and addresses of other passengers or
: v1 V t9 R4 i witnesses. If you have a camera take pictures of the accident
7 @& @6 b, b9 z% m8 @* Z+ H& s scene.
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Step5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the $ m d& u" ~* i; W& v
accident in any way. You may be required to show proof of * s' b. F4 G* g, M" M' ]
insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By
- H- L7 U$ z5 L) ]$ V accepting money, you may give up your right to file a claim
6 r/ O2 D" o1 u* Z0 X5 L7 d against the other driver, even if the damages turn out to be
. u% j( W' D. z$ F3 C; ` more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see2 B$ F( }/ {7 ^/ o5 C
later that there were hidden damages or injuries. The other H+ |6 h+ f% T7 u
person may even file a lawsuit against you.# r! Z' n/ R0 R7 Q
0 A' e5 ~: M3 a$ t# C0 tStep9. Write an account of what happened: time of day, weather,
: b; ?- R' E: r8 { hazards, road conditions and driving speed. Draw a picture of
# U9 h! G3 ~ D* b7 K the site, showing stop signs, signal lights, etc. Try to measure
: g; A7 M7 y$ ^3 [! G; F skid marks and determine the point of impact. Note any damage
+ n2 i9 f3 S! S6 L6 s( E2 I already on other cars involved. If a camera is available, take
4 `/ O5 N8 r( s2 e2 `/ k. w pictures of the accident.1 a2 K9 m2 n+ j' N7 w
3 U4 q3 p- `' m6 l5 d0 W1 nStep10. Report the accident to your insurance agent or insurance }& v# |: q: s& n3 |
company as soon as possible. Call a lawyer Bruce King, to discuss
' p7 g" t, @8 z u1 \ your accident.) p5 ?0 U/ z! R8 ?
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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发表于 2005-3-18 13:02
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