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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car
% U; h8 S2 F0 I1 O cannot be moved, turn on the hazard lights. Turn off the$ q/ S* e; s# U5 n4 B3 U* t5 G
ignition. Be careful when exiting your car.* l& @9 L+ V" f' W, V! M" A
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Step2. Determine if anyone is injured. Do not move an injured person.
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( l% r( `6 l2 E+ l* z5 F& e5 eStep3. Call 911 for the police and ambulance (if needed) immediately. 9 q; _3 w% X6 W! \& T
Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model
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number; and the name of his or her insurance company. If the
* L1 n v7 @- I+ |% E- Y3 }$ T driver does not own the car, get the name of the car’s owner. 1 S' `* K0 v; B8 }
Write down names and addresses of other passengers or
' k) v0 X/ ?6 H- @6 R witnesses. If you have a camera take pictures of the accident # e& O) [# C' ^* o" |( c" x7 r1 }- ]
scene.* c9 x4 j# v# m" q1 t8 d
1 a# n& t, v* ^Step5. The police officer will give you a copy of the collision report.! ~( E. B. ]/ [ O& k$ i, H1 b
9 n) F' N4 Y7 V4 s& m3 l. g u7 ^Step6. Cooperate with the police, but do not admit guilt for the ; u* H4 i' r% A8 X4 K! a
accident in any way. You may be required to show proof of
& O h. |! O4 ` L: x! _9 V insurance, but do not reveal how much coverage you have.2 j1 I( @- B& D' m1 @ T5 ]
1 |( A8 \4 J9 N, c$ WStep7. Do not accept any money the other driver may offer. By
" f z# ^' Y: |2 G7 f* b accepting money, you may give up your right to file a claim `- Q+ E' w# A0 V! A
against the other driver, even if the damages turn out to be
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Step8. Do not agree to forget about a minor accident. You may see9 e+ D- @! ^. G5 B' m/ u- S
later that there were hidden damages or injuries. The other
& d9 U- u% p0 w person may even file a lawsuit against you.
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! ?3 _# c9 t9 c, N& @4 XStep9. Write an account of what happened: time of day, weather,
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the site, showing stop signs, signal lights, etc. Try to measure
% S5 o- U) [) X% Q2 }3 A! T- B skid marks and determine the point of impact. Note any damage
7 d) k7 [4 }; X already on other cars involved. If a camera is available, take - ^) l3 l3 U% B$ h
pictures of the accident.
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/ ~" @# q* U. q& |Step10. Report the accident to your insurance agent or insurance ; R# }% e2 R) F! D
company as soon as possible. Call a lawyer Bruce King, to discuss
0 m4 d$ K9 n. ^ I, w your accident.
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9 A0 V: Y0 d% E: P, [[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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