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 What to do if you are in a car accident, {' P) x8 p) q# [, c7 j) }
0 e( P( D% a9 }- w9 iStep1. If possible, stop your car in a safe and visible place. If a car 8 f- @( B$ N2 r0 }. A. P5 c8 ~
cannot be moved, turn on the hazard lights. Turn off the
& P N% k# V" v ignition. Be careful when exiting your car.# r% P" t. ]3 ~5 B; c! r& d
/ C" `5 p& Q7 V3 U, `Step2. Determine if anyone is injured. Do not move an injured person.
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% U2 P" }$ N5 D& d, vStep3. Call 911 for the police and ambulance (if needed) immediately.
& `7 O0 S& T3 Y8 f- [6 E' `- F( C Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model $ F# r9 W7 v' Z! f
and license plate number; the driver’s name, address and license" v% r' D: C) n- N1 v
number; and the name of his or her insurance company. If the ; l- z" ~% U8 p! R6 e2 V/ D" u
driver does not own the car, get the name of the car’s owner. - `' @5 p. R+ K% P' D3 B
Write down names and addresses of other passengers or
/ K, b! x, }6 \) j6 x witnesses. If you have a camera take pictures of the accident
$ o" D: y. T; O% g scene.7 d% f- K `! v$ T# `
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Step5. The police officer will give you a copy of the collision report.8 V" `" `6 Y# A9 z* j- d
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Step6. Cooperate with the police, but do not admit guilt for the
. s' w+ l% {% _2 H, Q accident in any way. You may be required to show proof of
9 `( V7 V9 x/ c: l6 N: X8 E9 a insurance, but do not reveal how much coverage you have.8 z" A/ ^; m! b) M( q
" y3 v5 y b. t k( Y/ eStep7. Do not accept any money the other driver may offer. By
/ S! D: a. R! X4 e) U' Q accepting money, you may give up your right to file a claim % u4 M( D9 y; z
against the other driver, even if the damages turn out to be
! @, Q$ j( Z3 d6 g0 t. j more extensive than you first thought.
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( h* V0 @8 V0 B, jStep8. Do not agree to forget about a minor accident. You may see
! y1 B0 G k0 O- ?' Z; f0 B later that there were hidden damages or injuries. The other/ X/ D6 s% ]! X0 w* A" M% W% S0 J
person may even file a lawsuit against you.
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Q. q- x. V- w, EStep9. Write an account of what happened: time of day, weather,
' t( x/ x% J ]: w1 P+ g0 ]3 B- C% u. f hazards, road conditions and driving speed. Draw a picture of 7 Q$ t1 y7 X, t, A Q
the site, showing stop signs, signal lights, etc. Try to measure
5 y: M7 @- X. M/ A6 ? skid marks and determine the point of impact. Note any damage: ~( P2 |3 O! C+ ]5 ~9 q* @" j# ?
already on other cars involved. If a camera is available, take & F! `! t, A' B9 Q+ B Z) P' @
pictures of the accident./ B5 S" R; k8 ~% i2 N8 x, b
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Step10. Report the accident to your insurance agent or insurance 8 \- X4 W5 w; V2 p
company as soon as possible. Call a lawyer Bruce King, to discuss
+ P1 s( Z/ G$ t3 l your accident.2 k F/ j( M" b2 x$ c1 H5 B
$ i& n' a$ H! _; x' W f[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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